coolguy2008
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Posts
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Joined
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Last visited
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tl;dr
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$100 --> $500 in six months. I love Macy's!
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Me as well, signed up before the deadline, have not been notified yet...
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I got that same letter after being 2 hours late. I called the magic number at the 6 month mark and got a $500 increase to $800. Don't say how much the letter stated...
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Does Target do the over payment "trick" to temporarily up your limit like Macy's?
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Maybe with tighter lending practices they reviewed your account and took your prior lates into account.
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I went over my limit by $27 (on accident, mid-statement) and paid it down a day or two later, should I expect a CLD?
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If there's no AF, keep it for age!
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More Capital One Luv from the Magic Number
coolguy2008 replied to prosperity2007's topic in Credit Forum
Capital One loves to see utilization. The more you charge on the card the better IMO. -
I believe it's a newer policy, close the account, then reapply in 6 months and you'll probably get the Visa or a high limit Red card.
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I emailed as well, I was denied because they do indeed go by payment amount and not charged amounts.
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Got a $300 auto CLI on third statement a few days ago, with a $179 balance out of $200. I make decent payments ($60-$90), never PIF and always carry a high balance.
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Do you qualify after $500 dollars in purchase or $500 in payments?
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I have two Red cards, opened a few days apart. I also work at Target and I was told everyone gets a pre-approval if they spend $50 or more using a CC...
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Just turned 18, and applied for Discover Student...
coolguy2008 replied to purecash123's topic in Credit Forum
Yes, it's the standard Platinum Visa with 0% intrest for 12 momths, no AF...