MarcInAustin

You sure about #1? I called NFCU yesterday asking if i was going to be converted and she told me that it was by invitation only and that 38,000 got the invitation.. I'm hoping I get it!

I called NFCU yesterday to gain online access and before they let me go they mentioned that I was pre-selected for a credit card based on my spending habits. First of all, I have never spent ANYTHING out of my NFCU account considering it is only about a week old but I am trying for it anyway. Lets see how this goes! I will keep you guys updated. They told me it would take up to 72 hours for processing.

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A few months ago I disputed quite a few items from my credit report and got a reply from Equifax that they deleted almost everything including items that I didn't dispute. They only left on there my present mortgage and auto loan. I was happy with this even though it wiped out my history but a couple months later it all came back again. I have written them explaining what they did and from what I read they cannot reinsert the tradelines without notice, which I didn't receive. Has any of you been through this or at least have advice on what I should do? Thanks!

I tried to send a goodwill to Ford. They replied back with this: "Please bear in mind, Ford Credit, together with most other U.S. creditors, has agreed with the major credit bureaus to report credit history on every customers account by actual credit experience. The federal Fair Credit Reporting Act requires that all information so reported must be factually correct. If the reported information accurately reflects Ford Credit's experiences with a customer, we will not request the credit bureaus to remove it from a customer's credit report. We regret we cannot accommodate your request for removal." It was worth a try...