AlphaDeltaKilo

assest acceptance and express are both reporting the same debt. I disputed with the cra and they said that reporting correctly. I have a dv in the mail but if the cra already stated its correct what is the dv going to do. Im pretty sure they are going to come back with some BS validaiton. the oc is 6 yrs old and assest just popped up 3 months ago. This is actually for my wife who is very upset about it and im trying to fix it. the express was already charged off and is in collection but she thinks that every month it is on there it continues to lower her credit score more and more. is this correct? any advice would help!

I was finally selected as the winner of a home from the GoodNeighborNextDoor program. I signed the documents gave them the earnest money but someone somewhere along the line says I am ineligible and wants to disqualify me. The loan is lined up everything is ready to go and whoever at HUD that was supposed to sign of on it misinterpretated the rules and now its on hold for 3 days while they decide. It clearly states in the rules that I am elligible but it is impossible to get anyone on the phone that can make a decision or undestand the issue. If anyone has a direct email to a HUD supervisor or director it would be greatly appreciated. The website just has generic emails that go to a huge account and they never respond.

My credit is good but my wifes is not. If We need to use her income to qualify for the loan how does this come into play?

thanks!

Im up to date on all my reports but i dont want to pay just to check if one inquiry is on there. Im more interested about the company credit plus. Why wouldnt the mortgage lender just pull the actual report instead of going through credit plus?

Yes but i dont have access to check the other ones.

I am about to start the loan process and was worried about my DTI. My credit is good but the DTI is pretty high. I was wondering if I can use my fiancees income to make up for that but not her credit? Its for a FHA loan.

I just signed the contract on a house on July 1 and a inquiry from credit plus showed up on TU. I called them and they said they are company for mortgage lenders. Anyone know what reports they use or how they work?

according the website im claiming 1 exemption and that brought up my info saying may 9. I could of swear that i claimed 0 but ill have to double check tonight. the whole time i kept entereing 0. I guess if it shows no info try changing your exemptions.

im 52 and the IRS site still shows no info.

Are they coming in at normal business hrs or are they being sent around the clock?

Wouldnt this increase the debt to income ratio? is it based on your monthly payment or total loan balance?

I know that they handle all of the foreclosed properties here in Houstonwhen people dont pay their taxes! I have been to the tax auctions! I dont know what they might do in your case but I think they are a pretty big firm and pretty serious when it comes to taxes. They have a website www.publicans.com

it would be for a new home purchase. Would it work if the home was a foreclosure and sold for less than the apraised value?

Can insallment loan debt and an auto loan be rolled into a mortgage? If so is it common?