john12

Question i am getting marrried in march and i expect to walk away with 6000$ to 9000$. Can i use this money for an FHA down payment or do i have to let it age. i am looking to preapprove when i get back from honeymoon. Thanks in advance

Sorry, I did not know that.

ttt

ttt

I dont't think i can qualify for enough for a house in my area without her income. I have also read that most lenders require you to pay the collections. I know fha dosn't require but the lenders do. does ay one now which lenders don't require pay off or any recomendations for a mortgage broker or mortgage person in th northwest suburbs of chicago. thanks

Here is my situation, i am getting married in 2 months. My curent lease is up in august and i want to buy a house. i have decent scores and no baddies just a bk 7 from 2002 perfect history since then. Scores where 690 675 670 now 610 650 660 due to high utilasation becouse of weddig. i will get that back down after wedding. i have car payment of 395 and undocumented child support of 540 month. . my fiancee on the other hand has 8500$ in collections all are about 2 to 4 years old. I make 50000 yr fiancee makes 30000. what should i do? pay the collections now or try to apply and see what happens, i wanted to go fha becouse i will not have alot of down payment. her scores are 575 623 630 any info, advice, help or the name of a broker in illinois would be great. thanks

cli 1500 to 1800. with all the cld's i have been hearing about i was worried i was going to get cld'ed but since the credit crunchI have gotten 1500 on wamu applied and approved for a new car and a discover card 1900 limit and now hooters cli 300. scores Are not great but ok and a bk 2002 the only good thing is 18yr same job.

Does any one know how wamu figuers its min payment on credit cards??

ttt

thanks for the answer but still a little confused. dodf of oc or ca???

Just pulled my fiancee's CR she had a cc with 15000 on it and was paying it off through a CA she got it down to 5000 or so and stoped paying about a year ago. here is the question in this case when doe's the sol start ? also she has each baddie reporting twice one with th oc oan once with the ca. how do you deal with that? thanks

Yes the pfico is a good reason to have the card. When i got the card it had a 0% balence transfer for 6 months so i transferred a couple of sub prime card bal and closed them. then i payed the bal on wa mu in 5 months. have not payed any int. on this card. I know 3500$ seems like nothing to some people but i have come a long way in 1 year. 12 collections removed x 3 CB 3-30day lates 2-60 day lates 1kb7 off one but still showing on two.

WaMu gave Me A 1500$ CLI At 6 Months Wooo hooo Wa Mu. 2000 to 3500 largest Cl i have.

Tanks Drew, I am in illinois. I know Articles of incorporatin is 150.00$ and excise tax is 25.00$. do i just have to pay the excise tax every year since the corp will not be doing any business or are there any ather costs i am not aware of? Has anyone on here ever done this. I see all over the net that you can buy self corps. so thought i could just shelf my own.

ok I am new to business credit and this might be a little off topic. My question is if i start a corp and shelf it for a year or so what kind of tax or fees or other costs are involved. i want to start a business next year when i have more capitol but i thought it might be better to incorporate now and let it age before i do biusiness.