Yes this is true. I have a Bk7 that is 1 year old before I got married. My husband is a member through his job. You need at least a 610 credit score and they pull Equifax.
Is the 610 score requirement for a secured card?
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I was able to obtain a secured credit card by going to a small branch in Las Colinas. My score was lower than 610. I closed the account after 6 months though. And that branch relocated to the Envoy headquarter building now. Good luck. Let me know if you have any questions.