credit expert
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Hi guys, I need your help!!! I leased a BMW from BMW financial under my business with personal guarantee and it doesnt appear on my personal credit. I also leased honda from honda financial under my business name with personal guarantee and that appeared on my personal credit. So im trying to find out which auto lease companies i can use and it wont appear on my personal credit if i get it under my business credit. i would be applying with personal guarantee because my company is new. I dont want anymore auto loans under my company name because i already have 3 auto loans on my credit. PLEASE HELP!!!! Trying get a car tomarrow
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Hi guys, I need your help!!! I financed a BMW from BMW financial under my business with personal guarantee and it doesnt appear on my personal credit. I also leased honda from honda financial under my business name with personal guarantee and that appeared on my personal credit. So im trying to find out which finance companies i can use and it wont appear on my personal credit if i get it under my business credit. i would be applying with personal guarantee because my company is new. I dont want anymore auto loans under my company name because i already have 3 auto loans on my credit. PLEASE HELP!!!! Trying get a car tomarrow
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im looking into leasing a new bmw X6 M. just wanted to make sure, so if I buy it under my business name with personal guarantee, it doesnt report on my personal credit? thank you
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so you think mercedes financial would do that?
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i put $55,000 in a CD account, so the $50,000 is secured account. like i said thats 3 month old account and also there's $39,000 loan account that is now closed with 9 month payment history, no lates. that was also secured with a savings account. thanks
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*BUMP*
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Your Equifax Credit Score? 660 from myfico.com Your Experian Credit Score? 680 Your TransUnion Credit Score? 675
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YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY Do you have an open auto loan? no Will this open auto loan be a trade-in? N/A How many late pays within the last 12 months on the currently open loan? N/A How many late pays within the last 13-24 months on the currently open loan? N/a Your current open auto loan is financed with? N/A Your current open auto loan payment is? N/a Estimated amount you may be upside down in this vehicle? N/A Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best)N/A
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i dont have credit score but im guessing: experian is 670 TU is 675
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Marv, Im sorry, what did i miss?
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hey Marv,I really need your help with this. Looking to do a lease. Its for my wife. She had a $39,000 secured personal loan through wells fargo with 9 month credit history. We paid off the account and got a new personal secured loan for $50,000 in june 2011. So this app is my wifes. short credit history Credit Application: Your Age? 29 Your Equifax Credit Score? 660 from myfico.com Your Experian Credit Score? Your TransUnion Credit Score? How many years have you been on file with Equifax? 2 years How many years have you been on file with Experian? 2 years How many years have you been on file with TransUnion? 2 years YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY Do you have an open auto loan? no Will this open auto loan be a trade-in? How many late pays within the last 12 months on the currently open loan? How many late pays within the last 13-24 months on the currently open loan? Your current open auto loan is financed with? Your current open auto loan payment is? Estimated amount you may be upside down in this vehicle? Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) YOUR REVOLVING CREDIT HISTORY Total number of revolving account(s) you have? 2 Total percentage utilized overall? 0% How many of your revolving accounts are store cards? 1 How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 1, also have $50,000 loan with wells fargo. and one paid and closed loan for $39,000 How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 0 YOUR PERSONAL INFORMATION How long at your current residence? 5 years Do you Rent or have a Mortgage, or Live w/Relative or Other? rent Your Monthly Rent or Mortgage payment? $2,500 How long have you held your current job? 5 years Your total provable monthly gross income is? $10,000 Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) computerized paycheck stub Is there additional monthly income? What amount monthly? Describe the source. Is the additional monthly income provable? Spousal income is not applicable. YOUR DOWNPAYMENT Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $3000 Does any credit repository contain any Public Record? no If yes, please very briefly describe. Does any credit repository contain any Collection Account(s)? no If yes, please very briefly describe. Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 7 Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 7 Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 7 New or Used vehicle you are considering: Please very briefly describe. leasing a new 2011 mercedes E350 4matic. MSRP approx. $60,000. lease is $500/month for 33 months
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YOU GOT RIPPED OFF. I BOUGHT A GAP INSURANCE FOR $199
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Nobody wants to take a risk on a free and clear car
credit expert replied to upupandaway's topic in Automotive Financing
im looking to buy a mercedes. PM me details about the car and we'll work something out. -
Did you ask for $25K or this is the limit they assigned on their own? They asked me how much i wanted and i said 6K, now in retrospect i should have asked for more.lol I WAS ASKED HOW MUCH AM I LOOKING FOR AND I SAID $25,000. HE SAID HE CAN GIVE ME $10,000 BUT ANYTHING OVER WOULD HAVE TO GO TO THE COMMITEE AND I WOULD HAVE TO FAX INCOME DOCUMENTS. I FAXED THE DOCS AND I WAS APPROVED FOR $25,000 3 DAYS LATER. HOPE THIS HELPS. AND HE SAID IF I WANTED MORE I CAN APPLY FOR CLI AT ANYTIME. MY FICO WAS 794