baller4ever85

the last 4 #'s on the receipt were my amex blue card. my amex card was in back pocket and i didn't take it out until after i was looking at the receipt to match up the last 4 #'s on my card.

this was done at pizza hut, they swipe the card. and yes it did charge my amex account and it shows pending charge on their website.

So I went to Pizza Hut this evening to pickup a carryout order and I gave the lady at the register my Discover card, she looked puzzled and had someone else(a manager I think)look at it and she tells me my Discover was showing up as a AMEX, the manager said it didn't matter because obviously they got their money. Has anyone ever had this happen? I assume this happened because I my Discover and AMEX blue card are right by each other and something with the magnetic strip? Kind of disappointing since I actually wanted to get the 2% cashback, oh well it wasn't even a big purchase.

Something like that happened to me before. I went to a club on 4th of July weekend, used my AMEX blue for $240. Waited a couple days to see if the charge would show up it didnt and more days, weeks went by and then it showed up on my AMEX on like 9/27.

Who did those apps, you or the dealer? I did it online.

Your Age - 24 Your Equifax Credit Score - 760 Your Experian Credit Score - 789 Your TransUnion Credit Score - 765 How many years have you been on file with Equifax 6 years How many years have you been on file with Experian 6 years How many years have you been on file with TransUnion 6 Years YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY Do you have an open auto loan? no Will this open auto loan be a trade-in? no How many late pays within the last 12 months on the currently open loan? N/A How many late pays within the last 13-24 months on the currently open loan? N/A Your current open auto loan is financed with? N/A Your current open auto loan payment is? N/A Estimated amount you may be upside down in this vehicle? N/A Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) N/A YOUR REVOLVING CREDIT HISTORY Total number of revolving account(s) you have? 5 Total percentage utilized overall? 2% How many of your revolving accounts are store cards? 0 How many of your revolving accounts are major credit cards? 5 (2 Citi, 1 Chase, 1 AMEX, 1 Discover) How many of your revolving accounts are known subprime credit cards? 0 YOUR PERSONAL INFORMATION How long at your current residence 1 year 10 months Do you Rent or have a Mortgage, or Live w/Relative or Other - rent Your Monthly Rent or Mortgage payment? 670 How long have you held your current job? 3 years Your total provable monthly gross income is? 3100 Your provable monthly gross income is provable via what method? computerized paycheck stub Is there additional monthly income? What amount monthly? No Describe the source.N/A Is the additional monthly income provable?N/A Spousal income is not applicable. YOUR DOWNPAYMENT Please tell me your exact down payment in cash? 8,000.00 Does any credit repository contain any Public Record? No If yes, please very briefly describe. Does any credit repository contain any Collection Account(s)? No If yes, please very briefly describe. Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 10 Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) N/A Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 10 New or Used vehicle you are considering: Please very briefly describe. New 2011 Hyundai Sonata Thought I wouldn't have a problem getting approved for a new loan because of my FICO's but I already have been declined for my first 2 loans( BOA, Cap 1). I'm thinking its because I only have had revolving credit and no installment accounts??

Basically, I went to a nightclub the night of July 3rd, in the early am of July 4 I gave them my AMEX blue card I signed it for $236.00. I checked my recent activity a couple days later and it didnt show up and I kind of thought I maybe got lucky. I never heard a thing about it until I saw the charge a couple days on September 28, is that legal for them to do?

thanks for the advice brian & jop3, I guess i'll go ahead with this.

FHA Loan 3.5% down on 115k int rate 5.00 801 Loan Origination Fee 0 803 Appraisal Fee 440.00 804 Credit Report 20.00 813 Administration Fee 540.00 814 Flood Certification 13.00 815 Automated UW Fee 25.00 816 IRS Income 25.25 1101 Settlement Fee 250.00 1108 Title Insurance Fee 250.00 1201 Recording Fee 100.00 Does that look about right? I don't really know much about this so I'm not sure if I'm getting a great deal or could do better, thanks

Hello, I am 23 and my apartment lease is expiring in Feb 2010 and I was thinking of buying condo instead of renting. There are building some new condos close to my apartments and with the tax credit extension my interest has increased in getting a mortgage for a condo. Here is my info My income is $2700 gross monthly, credit scores are 770+ for all 3 bureaus, 2% utilization, have 5 tradelines(opened between Sept 04-Aug 08), I have never had an installment loan(will this hurt?), and I could do a down payment of 10%(condo price around 95K). My question is what is the best way to get the best interest rate? I also had questions about down payment assistance programs for first time home buyers? any info would be appreciated as I really don't know anything about mortgages/condo buying. thanks

well i guess it was nice while it lasted

still stuck at 3k, smh

Account Opened:May 2005(Pro-WaMu-Chase) CL: 9.5K(has remained the same since my last CLI w/Wamu in 08) Region:Midwest (MO) Credit Score: 765 mid score, 1% Util, 5 cards

yea i saw that minimum due on my statement is 0, but of course I always PIF. is this for all chase cardholders??

just got a cli for 1.25k, new cl is 17.65k. this is like my third time in the past year getting a cli this way from citi.