F N 08 CALI

Capital one will not remove anything unless it was an error on their part.

That is not a lot of savings - when was your loan done? Are you sure you dont qualify for the lower PMI program? If the plan is to stay in the home forever then yes the lower rate onc PMI goes away would be great - if it is a step up house you will be moving out of I probably wouldnt do it unless I could get the PMI at the same rate as you have now. B I closed 08/2010. Is there away that I can keep my current MI rate, I am in California? I called two lenders and both told me that I would pay higher pmi rate if i refinance. I plan on staying in my home for a long time.

I was think about refinancing to a lower rate, but if I refiance my MI is going up to $133 from $57. It would take about 7 years to get my loan under 80%. Should I refinance my loan? My current monthly pymt is $897 new monthly payment is $779. Is a 1.625% rate reduction worth it. upfront cost $1620

There is a bank that will allow 125% 2nd mortgage cashout. The rate is 25%. I have been approved. Can I refinance under FHA streamline in 6 mos or 12 mos for a lower interest rate? thanks in advance.

capital one has offerred a settlement but will not remove the collection from my credit report. It is due to come off on 12/2013. If I pay will it still come off on 12/2013 or will it push it out for 7 years? thanks in advance.

In California Date of First Late payment 09/2007 Auto Loan Repo 01/07/2008 Sold 02/2008 What is the date Capital 1 Auto can no longer suit me? Thank you.

Does Patelco secured credit card convert to unsecured credit card after so many months? Does it report as secured or unsecured? Thanks in advance.

was informed by IRS that my FTHB tax credit was adjusted. Does anybody know what that means? She told be a check would be mail in 30 days but check was requested already. Why would it take 30 days to mail a check. Is the IRS that slow?

In North California. Condos that were going for 200k and up where selling for 23,500 to 64,500 from jan to june. Now the price are around 65,000 to 85,000 still pretty low but prices are starting to come back up.

2 weeks after making my first mortgage payment it was on transunion and experian. not sure about equifax. did not have to make a payment for 60 days after closing. so about 75 days.

i applied on wednesday and was told to contact bbrxmc for verification. When I call I verified my information and was told that I was denied and I would receive the reason in the mail. I have a settled HSbc card from 2007 and no lates since 10/2007. a few collections all paid in 2007 but 1 auto from 2005. score 636 with tu (directly from their website) and 654 with equifax thru CCT. not sure why i was denied. based on other people comments they been approved with recent settled or paid del accts and currect del acct.

how long does it take for mortgage to post on credit report?