rablat
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Posts
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Joined
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Last visited
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Got my card today. Called in and spoke to an an account supervisor for w limit increase at activation. They said nope so I said cancel it. I've got 3 1,000 CC AND A NAVchek of $3000 so I don't need em.
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It's not true any more. Since when?
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And therefore can not be used at a POS. Only at an ATM.
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I agree they no longer get my business. In fact I closed them down on Monday.
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Ok let me rephrase You have a cc maxed out pretty much, you close this maxed out card. But continue to pay it off. Eventually your score will no longer suffer from this closed maxed out card right? It will be reporting as 0 balance 0 limit eventually correct?
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I know it is best if you are closing an account to have it at a zero balance for util. Lets say your util. sucks already and you close some accounts maxed out, eventually as it is paid off it reports as 0.
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I woke up this morning to a $1000 increase to my NAVchek from Navy Federal
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$7.50 after taxes.
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Adverse action. Dang.... Thank you. I have been searching and searching an thinkin and thinkin and could not come up with it.
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What is AA?
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Like most other institutions, NFCU reports a few days after closing date. Thanks for the quick reply. Thats what I figured.
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On which day of the month does NFCU report? On your closing date? Due Date? Or some random day of the month. Thanks
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Good luck with that thinking No luck needed. It's just the way it is.