uood8
Members-
Posts
180 -
Joined
-
Last visited
Profile Information
-
Location
NC
-
Not always, after my rehab everything negative was deleted. You may want to contact the person/company you went through the rehab with. Sent from my iPhone using Tapatalk
-
I had a student loan in default and they offered the rehab program with them for 6 months and it would go back to the original lender with all negatives erased from them and the oc....I agreed and after 6 months everything was as promised.
- 8 replies
-
- legal obligation
- good faith
-
(and 3 more)
Tagged with:
-
APPROVING BANK World Omni (Southeast Toyota Finance) BUREAU PULLED Eq CREDIT SCORE 721 CUSTOMER STATE OF RESIDENCE nc NEW/USED New YEAR OF VEHICLE 2014 MILEAGE 60 RETAIL/LEASE Retail AMOUNT OF LOAN 40500 ADVANCE PERCENTAGE 105% TERM CONTRACTED 72 mo APR/LEASE RATE 1.9% MONTHLY PAYMENT 595 MISCELLANEOUS COMMENTARY: 4Runner promotional financing, traded 14 tacoma which was at 3.75%. 5k negative equity rolled in total price. 38800 msrp, otd price includes 800 GAP
-
I got a successful recon on the card, originally denied. Called in, answered a few questions mostly about why i had alot of new credit told the truth in the i am changing around my cards i use and closing cards with fee's. The main reason for the discover was for cash back. said thanks and approve it.
-
cat care (arctic cat) 2 year warranty by cornerstone was quoted to me for 899, but im in NC
-
I got a notification that i had a credit inquiry from usaa credit monitoring yesterday, checked today and it was from capital one. Knowing i have not requested any credit from them i logged into my account to see my 1k limit is now 2500! It was a hard pull on EQ however i'll take it, ive burned an inquiry for less.
-
car finance capital llc, ever hear of them??
uood8 replied to RahRahLuv's topic in Automotive Financing
That's nuts. They prefer mailed checks? I wouldn't say they prefer them, but iirc it was about 20 dollars to make a online payment. i since have traded that car and financed with a local CU at 3.75%, they are a pretty small operation as i would routinely get the same representative when i called in during my trade in to get payoff info. She was extremely nice and even remembered me by name and would have a conversation as if she knew me. I can say i had 0 complaints with them and for a subprime operation they were top notch. -
APPROVING BANK North Carolina State Employees Credit Union BUREAU PULLED Equifax CREDIT SCORE 582 CUSTOMER STATE OF RESIDENCE North Carolina NEW/USED New YEAR OF VEHICLE 2013 MILEAGE 178 RETAIL/LEASE Retail AMOUNT OF LOAN 31999.94 ADVANCE PERCENTAGE 108% TERM CONTRACTED 72 APR/LEASE RATE 3.75 MONTHLY PAYMENT 502.00 MISCELLANEOUS COMMENTARY: Walked into branch, traded vehicle with 15.9 interest rate. Prior repo 2006, 3+ years perfect payment history on report, reviewed my report/dti/disposable income more than score concentration.
-
Getting Denied left and right for Loans...WTF?
uood8 replied to HomerRulezCredit's topic in Automotive Financing
Better question would be why a 07 honda with 100k miles for over 17k. That's overpriced for even a loaded pilot or odyssey. You would have a better chance of approval with ahfc again if you went a new or certified car and a would get a much lower interest rate. -
car finance capital llc, ever hear of them??
uood8 replied to RahRahLuv's topic in Automotive Financing
I refinanced a cap one loan with them, smooth process. They pulled Ex for the app, reported to credit bureaus as soon as the loan funded. Offered gap for 495. To make a online payment is costly so I just have my bank draft a check monthly. So far no issues. -
i used to laugh at people when they offered to do this....my answer was uhhh no. ??
-
yea it was FW...thats how i ended up getting a 08 frontier crew cab 9k off sticker...that forum has made me spend more money than anyone should.