Momof3

Wow again this rudeness is uncalled for. This board has changed ALOT:

Thank you spacemule:)

Thanks.....I remember way back when, this board was alot nicer now not so much:(

Now I realize CK and CS etc are FAKO scores. I just use these to monitor my reports, but usually when the FAKO score changes so does my FICO. I can get my TU and EXP from 2 of my credit card accounts but they have not updated yet. To my surprise today both my FAKO from TU and EQ went up about 80 points. The only difference was a new card with 500.00 available credit and a brand new COLLECTION . This is from the hospital I thought I had made arrangements for all of these but apparently I didn't. I will have to take care of it as I do owe it. But I realize the updated is fake but for the life of me can't figure out why it went up 500.00 didn't do too much for the ratios? Thanks

I have had card 3 months tried twice so far no luv from them 😞

Every time I try the pre qualify I put my info on them it takes me to the log in page. I then try to create a new account it asks for my card info. I guess I am still on blacklist?

Still on amex I think IIB 2004. I tried the pre qualify link but it always ask for my card number? Anyone have experience with this.

Thank you all

I am sorry is there a better way?

Anyone having trouble with TU online dispute? I disputed 2 items which are still pending but I need to start another dispute. I log in and it shows my dispute in progress and states to start another with link above yet there is no visible link to click on ?

Anyone having trouble with TU online dispute? I disputed 2 items which are still pending but I need to start another dispute. I log in and it shows my dispute in progress and states to start another with link above yet there is no visible link to click on ?

Thank you:)

Thanks my overall utilization is around 25% so I think I am going to get myself off the account that is maxed out.

Thank you:)

I have been slowing rebuilding and I have gotten some cards and have kept my utilization very low. A few year back before I had any cards I was added to a relatives account this account now however has high utilization like 95% so I am wondering even though I might lose the age it's about 4 years old, should I get taken off the account to help my overall utilization? Thanks all:)