bulldog

Whats the big difference between bankruptcy and judgements why do judgements come off so easily and bk don't. Not to say any public record is easy to remove? Bk can be totally wrong and not be removed, or even budge I think the only way to get it removed is to sue!

clearly define that the original creditor is as responsible in the request for documentation furnishing accuracy and completeness of all information included in a report and establish a consumers private right of action for this misinformation. And that the third party credit bureau and can be sued for any inaccuracy in a credit report not just failing to properly investigate. (Obvious errors will quickly be erased) No More fake investigations with no date changes and information completely the same, No More refusing to investigate, They don't investigate as it is all they do is forward the code the least they could do is properly forward the two digit code

Merchants & Medical fell for the Calling Trap and They GoT DV'd

first thing first you have to talk to her and second.........you must read this board till your eyes bleed! only after filing a police report and a fraud alert.

Did you send the rock and hard place letter as follow up to the conversation?

If they can and should pull account review....And must report accurate why should they be allowed to pull hard and lower the score more. I know it is an unfair advantage their way! but what is to stop them from pulling every month....week....Day....hour? Sounds to me like there should be more digging on this topic considering pp is statements of fact.....right?

anyone with experiance?

Has this been challenged in court? because they are doing this out of spite because an account that is owned by a debt collector or jdb can be an account review inquiry ....Anything else sounds baseless to me........Court Anyone?

all of those that you mentioned are initiated by the consumer ...Jobs and contracts! Sounds to me like we need to investigate deeper....I have read the FCRA

Why....... and can you show me how?

is pacer free? and where to find it and how to use it?

PP hard......... account review should be soft? If they own the debt then it should be an account review inquiry.....Not an extension of credit Hard.

Maybe a quick trip down to lawyers office for some back up and breach of contract

Hello experts?

I agree about the class action or the suits in plenty of courts, but what about now some of this requires cases to be built...on solid ground. In the mean time I would like to try some other options before going there....Kill two birds with one stone...build more of a case or get it off!