cajunkingranch

Thanks guys, i found 2 realtors who deal with Fannie Mae foreclosures and will be contacting them tomorrow.

I want to make an offer on a fannie mae foreclosures in Lafayette, La but I am unsure on how much I should offer. Would like some suggestions. here are some facts: The property is in Lafayette, La 3 bed 2 bath The asking price is $89,000 The comps in the same complex are in the same price range The couple who foreclosed on the property purchased it for $75,000 in 2005 This property has been on the market for about 1 month The 4 other comps have been on the market for about 3-9 months I will use VA financing Thanks for your help!

so what should i do?

yes, like "i was not late in July 206" and "i was not late in August 2006" same company same report

on my parents 7 year credit history from equifax they have several consecutive months marked as 30 days late, how is this possible to be 30 days late for 3 or 4 months in a row? should they dispute this, if so what is the best way to do so?

If you have multiple 30 day late on the same credit account is it better to send one single dispute letter for each item your disputing or on blanket letter for all. thanks

date of last activity?

what type of letter to send?

I have a CO account that will reach its 7 year mark this January. Do i need to do anything to have it removed or will it just remove it self? thanks

bump

I have a $3000 CL on my AAFES that is not being calculated in my usage because it has not been used in 3 years. this credit acct accounts for 30% of my total available credit. should i make a purchase with this card so it will update or can i call and ask for it to be updated? also will it affect my FICO score keeping in mind that my total usage would drop from 72% to 50 % if this cards limit were taken into acct. Thanks for the help!

here is my AAFES credit report and it is from EQUIFAX i have 81 months of perfect payments with AAFES Account Number: Current Status: PAYS AS AGREED Account Owner: Individual Account. High Credit: $267 Type of Account Revolving loans have an amount owed which varies from month to month, like a credit card.: Revolving Credit Limit: $3,000 Term Duration: Terms Frequency: Date Opened: 09/1998 Balance: $0 Date Reported: 07/2005 Amount Past Due: $0 Date of Last Payment: 06/2005 Actual Payment Amount: $0 Scheduled Payment Amount: $0 Date of Last Activity: 06/2005 Date Major Delinquency First Reported: Months Reviewed: 81 Creditor Classification: Activity Description: n/a Charge Off Amount: $0 Deferred Payment Start Date: Balloon Payment Amount: $0 Balloon Payment Date: Date Closed: Type of Loan: Charge Account Comments: Charge

BUMP - still confused

all of those accts are listed as revolving. thats why i'm so confused. thanks

I'm not sure, i'm getting my mom to go through all my records that she saved for me while i was gone. what difference would it make if the acct was current or charged off? thanks for all of your help!