I have been researching this site and learning as much as possible to the process of raising our scores. My question is my wife had a BK7 in discharged over a year ago and some of the items that were IIB are reporting as IIB and also reporting as repossesions also. I have started the process of cleaning up old names and address, and disputing all IIB items. But not the acoounts that are reporting twice with different resolves. Is there anyone who can shed some light on this?