Hi when I was not employed, I didn’t pay my federal and private student loans and I consolidated federal loan. But when I pay my payments through a private loan, I was said that my whole balance is listed as wrong on my credit report. Tell me what to do, what are the different ways of making the private loan out of default and how can I get back to original ways on restoring my credit and payments. Because this has been a problem for me for the past 3 months. Help and advice appreciated. Thanks in advance, I hope you understand my problem.