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winner

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    http://www.eveythingcellphone.com
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    TEXAS
  1. AmEX is pretty good with honoring SOL. They had a default on one of my accounts and 1 month before the 4 year SOL expiration, they wrote me that they are dropping the judgement since they are cant legally collect (paraphrasing here). Less than a week later, the judgement was dropped from all 3 reports. They still call my google voice every other day thou.
  2. I'm in a similar situation, 5 charged off AmEx, received Optima offers on 2 cards and a full restore (including reactivation of lost points) on a Gold card. Read the fine print, it clearly states that you don't qualify if you still have delinquent AmEx account(s)
  3. Thank you very much! the googled link shows $24.95 .. https://www.smartcredit.com/what-you-get/ Sorry about that, it's showing $9.95 for me. You may want to try to clear your browser (or use a different browser) and access their website by clicking the smart credit link that you'll find in this thread: http://creditboards.com/forums/index.php?showtopic=510876 Hopefully that works for you. It worked.. thanks a lot
  4. Thank you very much! the googled link shows $24.95 .. https://www.smartcredit.com/what-you-get/
  5. I don't want to pay $24.95 and $29.95 respectively for Smart Credit Premium and Transunion Plus. Is there any coupon code or trick to get these at cheaper rates? Thanks in advance.
  6. Congratulations! I just opened 12 new account in April .. so I guess I have at least 1 year wait before I join that 800 club
  7. congratulations!
  8. winner

    PenFed

    dallas
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