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i tried to do amex gold to blue cash and they said cards with "no preset limit" cannot be changed into cards with limits, but maybe it was just my representative

member since date for AMEX will be the day his social security was entered into the system, so "one year ago"

Do any citi, chase, or BOA card allow you to upload a picture & make it your background on the card? if none of those issuers do, does anyone know which ones do?

Whats your FICO, Mr. or Ms. 1%?? I checked in September and it was around 770 to 790 on all three, just check AMEX creditsecure and they pulled Transunion BRCLYSBANKDE Banks and S&Ls 12/2/2008. I only have three open credit cards (i have 8 closed on my report). I personally do not like to keep cards open that I don't use. Did you get an instant answer or not when you applied? TIA.... No I didn't receive an instant answer. I checked the application status on juniper's web site about 30 minutes later and it said i was approved, but originally i got the 30 day notice.

All of the Barclays products seem to be TU pulls. However, if the lounge access is what you are looking for, you might also look at the Ameriprise card (Hege had a large thread about that one). It is processed by Barclays and then shifted to Ameriprise for servicing. This card seems to only give two free lounge access's per year. "Membership Information: Upon enrollment and receipt of your membership card, you and your guests can enjoy access to all participating lounges in the Priority PassTM independent network worldwide. After your first two complimentary visits to participating lounges a fee of US$27 per person, per visit is charged to your Black Card for yourself and any accompanying guest(s). Please note, the first two complimentary visits may apply to members and/or an accompanying guest."

Whats your FICO, Mr. or Ms. 1%?? I checked in September and it was around 770 to 790 on all three, just check AMEX creditsecure and they pulled Transunion BRCLYSBANKDE Banks and S&Ls 12/2/2008. I only have three open credit cards (i have 8 closed on my report). I personally do not like to keep cards open that I don't use.

Actually I applied for this card Tuesday night and just received it in the mail today.. It was shipped in a little box with FedEx and packaged somewhat nice. The material the card is made from makes it feel a lot lighter than normal credit cards. I probably will eventually cancel the card because its not worth the annual fee, but I thought it would be cool to have for a little =) edit: my limit is 25k

You will have two TL's listed, one will be reported as LOST/STOLEN and will fall off your CR in two years. (Im pretty sure its 2 years, maybe 3). edit: same thing happened to me awhile back, i thought it would cause a drop in my score but nothing happened, so don't worry =)

Can anyone post the number to call to request a backdate? Thanks in advance =)

hey guys, i've waited two months now and i also have spoken to the sales manager and still i have not received the check... is there any way i can threaten them about reporting them to someone or anything else to get my deposit back? they keep telling me that they have processed my request and they will check with the accounting department to see whats going on but i never get a call back.

Hello guys i am just looking for some advice on what to do. I left a deposit on a new car and about 5 weeks ago i canceled the order of the car. I have two emails saved with the car salesman where he said the deposit is "one hundred percent refundable" and i asked him to send me a check for the amount of my deposit. He said he will have one sent out and i should receive one in three weeks. Well i haven't gotten one and he does not answer my emails anymore for some reason. I called him and he said "you will get it eventually we are not here to steal your money". What should i do to get my money back?

What is juniper's web site where i can see all of the credit cards they offer?

When you ask for a check to receive your cash back is it reported as interest to the IRS or no?

what chase card pulls TU or equifax? i checked the credit pulls database but it says the toys r us card and newegg card for new jersey and chase doesnt have those cards on their site, so i dont know what to apply for

ok thanks for the input =)