stimpy45

still on the amex bl, iib in 1999, still try every now and then, but truthfully, don't need them,

hi, I have dcu credit card and was told they report any balance at the time it's sent to CRA's, not when the statement cuts, is this what happened?

hi, I do have some, they are a bit strange, but I was instantly approved with their Visa, at 20,900, at 7.99, fico was 770 at the time, hope that helps,

was looking for some jewelry, looked at blue nile, and applied, hard pull from Equifax, 20k instant approval,

when I applied, there wasn't any issues, but for the 2 I have they were never instant, took about 10 to 14 days if I remember correctly, I don't think you should have an issue, and I was approved for 7,500 each time, and now have 15 and 10k respectively,

I have 2 UMB cards, the last time I called for an increase, they said anything after 25k will require financials, and that limit Is for all cards you have with them, hope that helps,

hi, yes, received today, score was 743 in jan, raised my rate to 10.99, not bad I suppose, but for all the trouble to make a payment to this account, it'll be a once every 6 months for a pack of gum, Addison was so much better,

hi, yes, after a little digging, these were my mom's HSBC accounts, but again, I was never joint, and i'm afraid of what they may put on my reports if I dispute, so better to leave it be? it's not negative, after all,

hmm, will have to do some research on that one, that may be possible, thanks

hi, i'm only figuring on cap one and the cra's vast experience, lol, but I do see your point, thank you,

hi, no I was never a joint with anyone ever, which is why it's weird, but if I start poking at it, I know it will get bad, and my scores will tank. So far it is only on Equifax, but shows opened in 2006, and closed in 2011 by grantor, which doesn't bother me, but I do find it a bit odd. And no, it does say joint, not AU, and the only one I was ever an AU on was my mom, and her accounts are long gone, but never a problem. thanks for your insight,

hi all, i just noticed that cap one has put 2 accts closed by credit grantor, for a joint acct holder, which i have never been, but with all being paid as agreed, so far only on equifax. my question is, would you dispute it? knowing how bad Equifax is, and take the chance that it would become much worse? i have clean reports and scores close to 800, and wouldn't want to cause more problems than it's worth, thanks for any insight,

yes, will be a second pull, had the same thing happen,