dc2folk

Navy Federal charges a fee for all their credit cards, and so did chase. Currently I live in Japan and no matter if I take money out of a bank account (yen) or charge on a card I getted charge a fee.

Print dont sign!!

I would just wait, I dont think I have ever had an instant with them. I have several credit cards, overdraft, and done several loans with them, so no worries...just check your bank account sometimes the account shows up there first:-)

Well I disputed again and it popped off Transunion this time, hopefully the other one ex will drop it also:-)

My wife just recieved this exact same letter, word for word and this was our first time dispuing it. All the debt she obtained before we were married and in fact she never has had debt with the company they say they are collecting for. I am assuming the reason they are sending out these letters is because they dont actually have any papers showing proof that it is hers.

I am about to get out of the military in a few months(been in more then 8 years now) and looking into this company that I want to buy or use i guess you would call it. I was wondering how many out there have bought into one and the processes they had to go through. Any information would be appreciated!

I am able to transfer to external checking accounts for several bank accounts, and also to other navy federal checking accounts that arent attached to my accounts(when paying father in law). I am not understanding what you mean by checking to checking since I have been doing it online for a least a year, you just have to basically input the information, then you get a letter with a code and enter it and able to transfer when you want(just cant go over 2500 a month I think in transfers(external).

I would get the cli so that it looks like you never went over your limit. I went over Navy Federals one month and the next they auto cli and the credit report worked out good:)

I have recieved that same response from nissan from two different addresses so far. Its not really fair because I am military and I didnt even cause this late, it was two lates for two payments but for some reason financing showed it as gone through and Nissan stated it hadnt gotten it untill later. Someone screwed up somewhere, but its the only thing negative on my reports, dec of 2005 and jan 2006. Frustrating dealing with creditors overseas!

[no, not entitlement....i just thought something didnt sound right from the way the credit rep was speaking with my sister. And by the way, the credit rep even asked my sister is she had happened to read their statement of faith before she applied for the card. They didnt ask me that. What shocked me is your OP stating that the lady on the phone said she had no RIGHT to know the reason for the denial. Did she really use those words? I guess they can choose not to give that info out over the phone and make her wait for the letter but that's a rather cold and odd way to put it. I was told the same exact wording when I called about my Lowes card. They have no RIGHT to know the decline. Its not even in their system she said. When my wife worked for MBNA they couldnt tell why you were denied because it wasnt shown to them. All she would see is if you were approved, give you the amount (and sometimes a temp number) or a denial basically stating 7-14 days in the mail deal. Counts on what information they have available to them.

I was wondering if you had heard back from NMAC (Nissan). I have two lates on my report, and even though I have it autopaid (military paycheck, which means it should of been paid but for some reason in the middle paid late?) they wont remove. Also do you have the ceo's address? I could try that one for a third goodwill to them. Thanks!

Mine is now appearing that way too, so i am also wondering the same deal.

Just got our free report from them today, all you have to do is write them and ask for a free report. Also they list what they want, I just sent id, with info except for name and address crossed out and current address. No problems getting it.

I applied for american express took a couple hours showed that I was approved...then hit the love button said I could get extra 500 or hard pull, did hard got 7000. Then I tried for the mastercard got denied but the reason on the letter I got was Maxium credit extended!. My wife applied for a mastercard with them, they gave her 5000(which was higher then my starting level) but when she pressed the love button denied for even the extra 500. anyways I was going to say only showing one hard pull for both of us.

Dont know what branch of the military you are but have you looked in Navy Federals loans? I was looking at a house in the state of SC and most for earnest (which can be returned to you at closing) is $1000. In fact some places just wanted preapproved letter from bank. Have you looked at loans through the various military banks? Just my .02