dickbaveta

I had a debt to a previous landlord. I was contacted by a collection agency representing them about a year later with a massively inflated amount. Long story short, I was only offering the amount I actually owed plus some interest, so the landlord filed suit. I settled with the landlord's attorney for a lower amount, paid that amount in full 4 months ago, and have a signed letter form the attorney stating that the payment was "full and final satisfaction of the obligation." This still is showing on my credit report from the first CA as an "unpaid" collection for the amount I negotiated off of the debt. I have disputed the collection first as "not mine" then as "paid" and both times came back as verified from the CA. All I really want is this to show as paid on my reports, but I really don't know what else I can do to leverage that at this point. Any thoughts?

I have an account showing on my reports as a collection starting on 9/11 updated with full balance through 2/11. The CA in question no longer owns the account, and has not since 11/11. It has also been paid in full to the other CA who purchased it. Whats my best bet for attacking the item on my report?

Does anyone have a strategy for dealing with this: Oct 2008: Closed Cap One credit card account. Tired of paying annual fee on a card I hadn't used in over 2.5 years. Nov 2008-Jan 2010: Forgot that Cap One exists. Jan 2009: Moved from Ohio to Florida. Notified all of my current creditors of the move. Jan 2010: Pulled annual credit report. Showing 120 day late as of Oct 2009 for annual fee (current status as paid/closed) on account I closed in Oct 2008. I never received my bill for this because I never gave them my new address, and didn't have much of a reason to login to an account I closed. I called them and didn't get anywhere, and a blanket dispute on EQ didn't work either. This is the only neg on my report now and my other creditors are getting nervous (received two CLD notices in December.) Does anyone have any insight into how I can get them to work with me on this?

Bizarre. Bought a Mazda with one last year, they never even asked to run my credit and never did. Handed the guy the check, the office woman came out to make sure we filled it out right, drove off with the car in less than 20 minutes.

Thanks for the encouraging response. Does anyone else have any experience with this?

I'm 28 years old and have spent a lot of time lately thinking about going back to school as I'm really just not happy with my current job. I attended a high reputation private university in NY after high school, but didn't graduate for a number of reasons. I've got about 70 credits, with a pretty poor GPA (might be below 2.0.) I've been looking at various online and classroom schools, but most of the "advice" sites I've found just push you toward diploma mill places. Online would be easiest for me (it would allow me to keep my current job) but I'd also be willing to move in order to go to a school I'd like. The problem being I don't think many would accept me considering my GPA. Does being older (and presumably wiser now) and holding down a job with one company for 7 years (being promoted 3 times) weigh into acceptance decisions at all? Has anyone had success with online schools? The only thread I could find was 2 years old. I'm not interested in a technical major...something along the lines of finance/public policy/political science, or if online is better, doing the generic liberal arts thing just to finish a degree. Is it even possible to get into grad school after going this route? Any suggestions or sites out there I am not finding right now? If it isn't obvious I am fairly lost here.

This isn't the first time I've said this, but if a person is incapable of buying a car, house, cocker spaniel or snowblower without understanding what he/she is signing, then they shouldn't be making the purchase. There is no law against bringing a friend or lawyer with you to help. And no, this doesn't refer to any specific situation here, because in both recent cases we aren't sure what was or wasn't signed.

Its interesting, here in Cleveland the exact opposite just happened...Comcast disappeared and became Time Warner.

Definitely take care of it. You said you were getting your address changed, is it possible the BMV sent notice to an old address? In Ohio, if you are in an accident without insurance or proof of FR, your license is automatically suspended between 6 months and 2 years, as well as an indefinite suspension until any judgments are settled.

I had this happen with a purchase in April...the payoff was off by about $600. I called and let the dealer know there was still a balance showing, and they agreed to cover it since they were the ones who had gotten the quote from my previous vehicle.

This auction was advertised? Something tells me if some random auction house was selling a real Monet, AND advertised it ahead of time that there may have been a professional collector or gallery curator there to snap it up for their collection. Likely willing to bid a wee bit over $1300 as well. Or perhaps they showed up, looked at it for about 8 seconds and left knowing it wasn't the real thing...

The range of auction prices for Monet works in recent history is between $850,000 and $12 million dollars. Everybody in the freaking room should have known it was fake. Wow, she thought she did good. Everyone in the room? Does that include the auctioneer who has a license to sell antiques and he probably knew it was fake before anyon else would, right? She told me he has been an auctioneer for 15 years. Oh, absolutely, if the auctioneer didn't know it was a fake he is either a con-artist or very, very, very bad at his job.

The range of auction prices for Monet works in recent history is between $850,000 and $12 million dollars. Everybody in the freaking room should have known it was fake.

http://www.news-herald.com/site/news.cfm?n...21849&rfi=6

Huh? We're talking about state taxes, and UMBC is a state school. The state just sends the tax refund to the school.