haybreez02

Closing the credit card will not hurt your history, it will still be listed on your credit reprot for 10 years.

Just did a Refi from 11.54 to 4.25%. whooowhoooo!

I got one too last week, I am so glad that I just paid it off! Sock drawer.

Put an offer in for a house. It's between us and one other person. The answer will be today. I can't take it any longer.

Congrats, that is awesome!!!!!

Im not sure of the violations, I would fire off a letter CMMR for validation. How much was this for?

I disputed with the CRA's then shot off a letter CMMR to them to validate, they have ignored my letter and verified with the CRA's. I really have no idea what this debt is for.

What is the net step the 1 2 punch did not work they ignored my letter.

Sorry to hear that! Hope you will find a way to turn things around.

I am wondering what should I do now? I need to get this off of me report, we were getting ready to try to get a mortgage.

No they put this on my report in December 08, I never have received a letter from them. When I pulled my credit report and noticed that this CA was on there, I disputed with CRA's. They never responded to me the verified with the CRA's. I filled a compliant with the WA AG, they told the AG that they sent me 5 notices on the debt and that I started paying on this, which is not true!!! the two years reference was to say that I have not disputed or tried to get off my old addresses off.

Yes, I got a response from the AG, they told the AG that they sent 5 letters to me and that I started paying on the alleged debt, which is not true. I tried by phone and by disputing about 2 years ago. Yes.

Can someone please help me with what my next step should be? I disputed with CRA's I sent them a request for valadation, the ignored this and responded to the CRA as correct.

I have tried in the past too remove addresses but had a hard time getting them off, any tips on this?

bump.