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  1. I posted a while ago about my landlord and have a new question to ask. My landlord did file Bankruptcy which is due to be discharged on July 10th. I found a new place to rent (option lease purchase w/ owner financing) and will be moving first week of July. I know that somone is buying the rental property where I currently live on a short sale so the house is probably not going to go into foreclosure. I paid a deposit (partial, my ex paid the other half which I think was refunded to him when he moved out) which I know I probably wont get back which is okay. My question is this...since it is in bankruptcy and short sale, would I liable for damages to the landlord or the new owner if at all? I will probably be out prior to the closing and selling in the short sale. I don't believe there was a seller disclosure for the property as far as I know if that helps. I have lived in the place almost 8 years.
  2. I emailed my landlord today and told him what had happened and sent him a copy of the collection note the gentleman taking pictures left for me to give him. I asked him to please advise me if there was a problem. His response to me, was that he has been trying to refinance for months and the bank is jerking him around. I do know for a fact that his house he is living in currently is being foreclosed next month and It is already listed on a website for the law firm for the mortgage company. And it also been listed in the public notices section of his county's newspaper. So, I am skeptical with his response. Do you believe if he indeed is trying to refinance that the gentleman that took the pictures would leave the collection notice? I do live in a different county, I know foreclosures vary by state but do they also vary by county? Thanks for all the information you gave me, I appreciate your insight.
  3. First of all I am a renter who believes my landlord is in trouble and possible someone out there can answer a few questions for me. I came home from work on Friday and I believe a gentleman was sitting waiting for someone to come to the residence because he pulled in shortly after I did. He got out of his car and walked up to the door (it was almost dark and there was no porch light on). Initially I had assumed that it was a father of one of my son's friends because he had told me late this afternoon a couple of his friends were at the house. He didn't knock and started to walk away. I was actually on my cell phone still sitting in my car when this transpired. He then proceeded to walk away (thought he possible had the wrong house number due it being almost dark.) I then noticed he was snapping pictures. I politely asked him if I could help and and asked him what he was doing. He asked me if I was (Insert last name of landlord) and I told him no, that I was his renter and that I have lived here for seven years this summer. He said he was there by the request of the bank. I asked him if the place was in foreclosure because to me this was odd. He said that it is not listed on his paperwork that it is in foreclosure and that is all the information he had to give me. He then asked that I give the landlord a piece of paper. The paper listed that it was an attempt to collect a debt and listed the name of a person to contact. (this paper was not in an envelope nor was it sealed. After some investigation (googling) I found my landlords home (that he currently resides in) is to be auctioned off the first Tuesday of February. I found nothing on the home that I reside in but I am worried. I did manage to look on PACER and he has not filed bankruptcy as of today. I have lived here for seven years and pay over $1000 a month in rent. I am nervous and want out but per a verbal agreement (month to month lease) I have to give him two months notice. Is there a way to find out if a home is in preforclosure? As a renter whho landlord is in financial trouble have an leverage in getting out of their lease without notice. First of all I am not going to judge because I did file bankruptcy two years ago and worked on getting my credit cleaned up and was going to start looking to purchase a home at the two year mark which is April 1. I know there are laws to protect renters in the event of a foreclosure if there is a lease but as I said I am currently month to month . From the time someone starts showing up at the door taking pictures and leaving debt collection notices does the foreclosure proceedings start. Mods, if I am asking this in the wrong forum please forgive me. Thanks for any help!
  4. My boss got her's today, her last two numbers are 73. She got a paper check. Mine is 93 and still nothing. I get an error message saying the stimulus payment status feature is unavailable. I owed taxes this year paid via direct debit out of my account so they do have my checking account information. I filed through turbo tax and paid the fee with a credit card.
  5. I talked to my niece two days ago, they got a paper check last Friday or Saturday. The last two numbers of her husband's social is 17.
  6. Lisa, my SS# ends in 93 and I still get the error message. I owed taxes (this year) and prepared my taxes through Turbo Tax, paid my fees via credit card, and did ETF for the payment. I did list my checking account number on my return (it said to do this if you wanted your stimulus payment via direct deposit). Not sure if the owing part is going to put me into the ones that get a check or not. I did notice though that when I printed my return recently to send to my son's school for financial aid, the numbers for my checking account were X's in the box. I do know I put it on there however when I was doing the taxes. That may have been a glich and may end up giving me a check instead of direct deposit.
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