El Presidente

Thanks for the info. Would it be worth my time to shop around with a couple more lenders to try and get a better deal? I don't really want to run my credit over and over again if this GFE is what most lenders will offer me.

Hello to all. I just received a GFE for a house I'd like to purchase via FHA(30 year fixed @ 4.75%). The purchase price would be $350,000 with 3.5% down here in California. What struck me as being odd was the amount of PMI being asked. Can you all briefly glance at my GFE and tell me if anything sticks out? Regards. Loan Type: FHA 30 year fixed Amortization Term: 360 months Mortgage Amount: $337,750 Estimated Interest Rate: 4.750% Estimated APR: 5.316% Loan to Value (LTV): 96.50 ---------------------------------------------------------------------------- Bank Fee: $900 Appraisal Fee: $600 Flood Certificate Fee: $5 PMI/FHA MIP/ VA Funding Fee: $3377 Settlement or Closing Fee: $600 Title Insurance Lenders Coverage: $600 Recording/Filing Fees: $64 Hazard Insurance Escrow $400 (4 payments @ 100 per payment) County Property Tax Escrow: $1400 (4 payments @ 350 per payment) Interim Interest: 1 day @ $44.39 per day Hazard Insurance Premium: $1200 Total: $9045.74 ----------------------------------------------------------------------------- Principal and Interest: $1779.48 Hazard Insurance: $100 Real Estate Taxes: $350 PMI/MIP: $321.41 Total: $2550.89

Good evening all, I'm in the process of attempting to clean my credit report and was wondering if anyone had success getting late student loans owned by the government off of their files. I took the loans out in 1996 but they were officially reported as late in 2004. My goodwill requests have all been denied. Any help or examples would be greatly appreciated.

I'd like to officially announce.....I'm a new member! I love this place!!