willtygart

A Full Factual, also known as a RMCR shows informtion that has fallen off your report as well. I could go into great detail on this but I figured i would just show you an example of what one looks like and then if you have any questions you can ask. Compare this to the reports that you get from privacy guard or wherever. http://www.facredco.com/HTML%20files/Produ...RMCR_Sample.pdf

i will call you tonight..too funny

yer both right and I am a putz for thinking this was more important than helping you folks out....Hideous...you da man brother you really are. :wink:

no an Flower Pot is someone thats an Flower Pot..period..i have had people that were just jerks......rude and jerks..we all deal wiuth them..as clients.......and they were from outside sources such as my early newspaper advertising.....I WILL make this clear...and I am honest about it...I post on here because it is the right thing to do AND it gets me the occasional loan...the HONEST guy image...is when a guy is willing to buck up and be honest about what he/she does......which is what I am..candid I am called..open I am called.....HONEST...yes......that is me...I'll tewll you the truth no matter what..and if yer an Flower Pot......and a client of mine.....I will tell you yer bein an Flower Pot...so there should be no worried about whether or not i did your loan and if i think yer an Flower Pot. So thats me, you saw the emails....I have nothing to hide..this is Will exposed..but not really,cause I have always told it how it is..the good and the bad..even if it made me look bad. And I empower people..not belittle..well unless its NIN or Dacman but thats different......they arent consumers..they are mortgage schmucks jjust like me.

hahah i have been busy talking to people in the background..and responding to posts........I will wait till I cool off and then see if I think it has merit to tell people how things really are and went......but the emails are classic and proves my point

wow my spelling is even worse when i am mad but thatnks for posting the emails..of course I dont see my original post....hmm......but yeh......I am suprised that you posted the emails mainly because it maked you look petty but also because if i am not mistaken it goes against your privacy statement.....which dont get me wrong..I am so happy you posted the emails...but withouit my permission..depending upon state laws...whew....could be considered a wire taping infraction. :shock: I wouldnt make it a habit...and i am sure now people are worried about what you will do with their emails when you get pissed at them..I assume this post will get locked out soon and then deleted all together by the end of the day........... :?

I already link to your site..and you guys know this.....the question is if I could put a logo for CB and another credit forum site on my front page..I wanted no money..just wanted viewers of my site that dont look at my lonks page to go to your site......or the other one...to get help.......its not about me........unless you guys link to ME, it doesnt affect anythign as far as my sites popularity..and I asked for NO reciprivcal link, no money, no ads space, nothing...just the chance to help people..and peoples feelings got in the waay of this idea....... :? And this is the PEOPLES board...so they decide iof it is relevant or not....if it is not they dont look or post....but they need to haver th eopportunity or it is censorship..which is why CB was invented in the first place wasnt it?

true true...but the thing is I HAVE done a lot of the loan scenarios that people ask about..not just look up things..I have actually closed these loans and know first hand..I have SEVERAL loans that have been in the category of "stated income" or "weird income" and because of the nature of this and other boards I have seen and done very difficult loans...so when I say something..there is a good chance that I am not just wishing or getting someones hopes up.........and this is why I am so passionate about my answers......it is because i KNOW it can happen and how to structure it. But it IS your job so to say as a mortgage guy to make sure that you post your ideas.......the more the better, which is why i always suyggest shopping ......the harder the situation..the more lenders I suggest to shop with. :wink:

hahaha you dont understand NIN...people come to my site, then here, then post, then i do their loan.......BTW.....yer not on the top of my Chit list anymore :wink:

you gonna edit the emails too?

it goews to the root of what i have always said.....een bashign myself...that shopping for a mortgage....trusting a guy liek me cause he posts...posting on here doesnt qualify me any better then the next guy.....so to me it was important and quite frankly i feel like i deserved the right to speak my mind, God knows I have contributed to this board on and OFF of it.....and will continue to help people...I think it is important for people to know truths.....Honest......all that good stuff...i agree this is about mortgage.....move this to....er.....where would you like to move it to? not credit? general discussion? I am confused

my comments were mellow and the exact truth, nothing changed.....but were said to be unfair......i see how this is run and censored...we all know that the same people go to all of the same boards...so I would like to see the original post restored or i will tell what i really wanted to say and not what i actually posted, which was mellow and had not one lie or OPINION in it

haha yet my post was edited..and this post will prolly get deleted........the mods butchered my piost up above

I am writing this in hopes that it wont get deleted....which it probably will. I have to watch what I say or it will be deleted...which is very hard because as everyone knows I just speak what comes out. Bottom line is that in an effort to help the people that come to my personal site, I wanted to make some changes that include some links to various sites to help people. I have a links page but some people never make it. I know many of you have been to my site and then found this one.....and this is important to me. My goal is to list MANY SITES.....and on my site I even list competing lenders in an effort to give people options and more sources of info. Unfortunatley the fact that I want to list a competing credit site alonside this one is causing a problem with this sites Mods.Because of this I will no longer be posting on this forum. I wish all of you the best of luck and am glad I found this site myself as it is THE BEST source I have seen on credit and mortgage and everything in between. I wish the mods/owners good luck as well and hope the site has continued success. Goodbye all and take care.

no you are still fine in the 1 mil plus range...in fact the majority of the no doc and stated loans are in the jumbo/super jumbo range. Seems most of the people that can afford the superjumbo homes are NOT w-2'd employees or are compensated in an "odd" way or not as easily documentated. :wink: