Just had the same exact problem. I have 6 bank accounts with no issues ever. Tried to open woodforest business and got this same thing. Chex frozen which it is not and never had been. LN is frozen and I won't unfreeze. Woodforest was unable to get any info from chex. I got my report in the mail and it says consumer reported security freeze. Called and again they say it is not. I am sure this is the same issue so I filed a complaint with the CFPB complaining since LN is frozen, chex will not provide woodforest with a report and there are 4 yes 4 inquiries on there from woodforest who kept trying to pull. I