wvjules

I was just coming to post this. Mine started reporting on EX this morning. It is not on EQ or TU according to CCT.

Banana Republic and American Eagle, I think.

Was thinking this myself Joe but was trying to be positive. Don't buy another watch OP, in fact as Pryan says too many store cards are not good. OK... I kind of have to say.. this new bit of Information confuses me. Although i DID walk right past a Nordstrom on the way in to Jareds... Why would $4767 of Store TL/CL be not good? I hear ppl saying it IS good? I now technically have -3-... GEMB/Old Navy which is saying "Closed" from 2006 so its a Positive TL *right?, and the 2 now.. Only KAYS would i make Purchases, sooo.... Jareds has NO purchases... Is this a good mix? Not to the point of -Dterimental?- Doesnt it help Overall Util? I still dont stand a chance at Nords, correct? Why is it a "Fairly Useless TL"? DONT Tempt me i need to get a BLINGIN Job first lol How are you getting approved without a job OP? Simple.. I work at CLintonville McDonalds, (614) 263-xxxx and I make $1200 a month before Taxes. = Approved. Now i get to find a good job in INDIE!!! Goin back to Columbus to pick up Paycheck and probably return Uniform on Friday.. Anyone know of any Hiring Jobs with my past you know in Indianapolis? So you lied on your application?

Correct, I got a $200 limit to start then bumped to $500...now some people are even saying that their card went up to $1000...not mine Same here. Had the card for about 3 years.

I am still sitting at 5 INQ on TU. Nothing has moved for me in weeks!

My TU Inq's came off quickly then stalled at 5 for about 2 weeks now. It hasn't moved since. EQ still hasnt had B*. Its been over 2 months now. I only use CCT.

First date of deliquency when the account wasn't brought current. In your case it is April 2003. (According to what you just posted.) Since your ex paid something to bring the account current in January that date doesn't count. You need to go by the April 2003 date. If you dispute it you're going to end up with it on your report until April 2010 instead of January 2010. Do I have dejavu or have you asked this exact question before?

I joined by calling. My father is retired Air Force and had no interest in joining NFCU. I called them up, explained the situation, and was a member by the time I got off the phone. When the documents came in, I called their membership department agian to make sure I filled it out correctly. All I had to do was leave the "sponsors" membership number blank but fill in the rest and everything was good to go. My guess is that if his sister called and explained the situation, the same thing would happen. It's worth a try. I doubt these methods will work for the OP. We're talking about 5th degree of membership eligibility in her case.

I have 4 payment accounts set up. And if the account information (routing, acct#) was wrong then of course the bank woulnd' t have a record of an attempted ACH. I think it was a simple mistake and don't think HSBC is trying to screw you out of $35 especially since you already are at 90% utilization @12% interest. They are making money off of you already.

http://www.salliemae.com/get_student_loan/...stafford_loans/ There is no reason I shouldn't be able to get a federal loan so I'll definately go in that direction. I just wasn't sure of the difference.

Amex did a soft pull on October 13. I had credit issues when I started working for this company that is why I have the Guaranteed Card. From what I remember when I got the card, it is completely controlled by Corporate. There was a $2500 spending limit (which sucked when I was out of town for two weeks in Hawaii and had a rental car.) I never received a bill nor did I ever personally pay a bill. Corporate completely managed it. Anyhow, those that were approved for the regular corporate card had the card with unlimited limits and could use it for personal stuff as long as it was PIF. Of course this was over 5 years ago so my memory is a little fuzzy. I'm hoping that this gets me my very own American Express someday.

Oops that should be Guaranteed American Express and American Express Corporate card. We got this from our Corporate Office last week. (I currently have a guaranteed card.) Will this card now report to my credit report? Will I be able to use CS? Basically, what will be different for me?

With the interest rate being 6.8% for both which one is the better option? Is it the origination fees and other associated fees that make the difference? I currently owe about $2000 on a federal loan from way back when and that interest is only 2.3%. I plan on paying that one off while I'm back in school instead of consolidating it to a higher interest loan. Now that I'm going back to school in January I'm not sure how to finance my new education.

It lets consumers pay off their debt at a lower interest rate?

The rate jack on the Discover card is ok, it is only used and Sam's and we always PIF. JUst kind of sucks that he, and many others with great credit, are getting the shaft. I filed BK so I'd expect it for me, but not for consumers with good credit.