climbhigh

What is the backdoor phone number?

Hello you beautiful people, I have a barclay appl card that has grown to one of my highest cl over the past 2 years. I am starting to use it more and more often. It has a very high interest rate. Has anyone had any success with getting barclay to lower the interest rate?

I have asked and they do not report to Equifax. I am looking for any possible way to get them reported to Equifax. Can I just send copy of my Experien report showing ontime payment to Equifax for them to report?

I purchased a car at one of those buy here pay here places that I have been paying on satisfactorily for the past 2 years. I was doing this to improve my credit score. Now I am ready to start applying for other credit cards and I just found out that this company only reports ontime payment to Experian. I live in Atlanta and everyone here uses Equifax. Is there any way to add this tradeline to my Equifax credit report myself? I would like to have the 2 years of ontime payment reflected on my credit report.

How was she evicted? Did the sheriff show up with proper paperwork and throw all her stuff out on the street? Just asking because that is the only legal way to be evicted. Did the apartment company threaten he saying she will be evicted on a certain date and she voluntarily moved prior to that date? To evict someone they have to file at the courthouse and this is public records. She can call her courthouse to see if there was a filing, a court date and a writ.

protecting tenants at foreclosure act of 2009 information here: http://www.occ.treas.gov/ftp/bulletin/2010-2a.pdf hope that answers your question

Congrats on your success. Sure you don't want to stay around and share your wealth of knowledge with others?

I just checked their membership requirements and it says it is open to the public. I just assumed it was only open to Georgia residents because their radio ads say that.

I am a landlord and I can give you my perspective of what I have seen happening from other landlords that are foreclosed on. In almost every case, the tenant has no hope of getting their security deposit back. The only way to get it back is to sue the landlord in small claims court. But if they don't have enough money to make the mortgage payment, chances are they do not have enough money to pay you back your deposit. I could advise you to stop paying your rent but the landlord could evict you and get a judgment against you. The landlord could then execute on that judgment and have your wages garnished so he can collect. If the landlord was going to be such a prick I would counter sue him for the security deposit. In most states it takes a minimum of one month to get a tenant evicted from the property. If I was in your shoes, I would stop paying rent and force him to legally evict you. No reason to continue being his cash cow if he doesn't pay the mortgage. I would bank the rent money in a savings account in case he does stop the foreclosure and then tries to evict you. If that happens you can pay him the rent that you owed him to stop the eviction. If you stop paying rent and house if foreclosed on, the bank or buyer is required in new federal law to honor your lease until it expires. That does not mean the bank or buyer is obligated to pay you back your deposit at end of lease. It just means you pay rent to the bank or buyer each month until the lease ends. If you like the place, I would recommend stop paying rent (even though you could get evicted), save the rent in savings and give notice to landlord that you will pay him once you have proof the foreclosure has been stopped. Then start paying landlord rent. If house if foreclosed on then pay bank rent. If house is foreclosed on you might get a few month of non rent payment while waiting for bank to contact you about paying rent. I would be prepared to sue landlord in small claims court because it appears he is not going to cure the foreclosure.

if you are here in Atlanta, they have 3 branch locations which can be a hassle to get to depending on where you live in the city. Their customer service is better than Wachovia and light years ahead of BOA but, as somebody else posted, pales in comparison to Navy. Their membership requirements are very liberal in that you have to be a resident of Georgia to get accepted. They offer reciprocal rights at ATM at other banks or networks.

As a landlord, in my home state, the default is the court date for evictions of a tenant. They could stop paying months before the court date since some landlords hold on to hope that they will get paid and hold off on filing evictions. But when they do file and assign a court date, it is the court date that counts.

Congrats on the success!

I have successfully used myspace to locate a tenant that moved out in the middle of the night. With the information I got on myspace I was able to get his current employer and garnish his wages to collect the money he owed me.

Park it in the street and put a sign on it that says "Free Just Take".

That is great. Thanks for sharing.