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rdgamblr

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  • Location
    IL border
  • Interests
    gambling
  1. I pulled the myfico ones and have used credit karma. Score isn't my biggest concer at this time accurate trade lines are. I don mind paying up to $20 if I can get all three reports in same place.
  2. As the title says I am back at the point of cleaning things up again. There used to be a few places that stood out where you could see how each CRA was reporting items side by side at the same site. You could pull new reports daily or weekly some even monitored for changes. I'm not looking for B* at this time so that doesn't matter. What's the best out there? Thanks Sorry forgot the ? In title and can change
  3. I hadn't previously tried to work out a deal with them. I wasn't in a position when the made the offer in June. I have the ability to make the payment at whatever amount i can get written and confirmed to. I didn't think about trying to call them and see if they would take the offer outside of the CA or now ATTY office. I'll give that a shot.
  4. Yeah i checked the court database. I received letters from local BK atty's that scan the public records for newly field cases. I checked online with the courts and it was field on the 6th and there is a scheduled court date in September. The atty that filed had previously sent a Dunn letter as they were collecting on behalf of the CA. The debt is still owned by GEMB as far as I can tell.
  5. Ok so the CA has filed a suit against me, however I haven't been served yet but it's on the court database. This is a cc debt tht charged off 11 months ago and the atty is just the second place with debt after OC. it's legit the amount hasn't increased excepts the court fee was added. Previous CA had offered 45% discount on settlement but I wasn't in position at time to do anything. I contacted the atty office to make offer and there response was to accept PIF only until after judgement is won. I said fine I'll talk to them after court date. Is it worth it to pay the full amount to avoid a judgement being won? I consider it a ploy by atty but as it gets closer I'm consideing payment to remain control of situation. The debt in question is 1700 I offered 800 figuring I would be able to settle it for 1000$. Is it worth the extra 700 to avoid the judgement. I have been saving the cash for settling various debts that were making more noise.
  6. yep they is a wierd one. They recently mailed and offer to increase me up $1500 but only if i used a BT check at my normal rate and that amount would be my CLI. This is the regular juni with a $750 limit This account gets no use from me Yet i have a ED card from them that has a $5000 limit.
  7. still error message for myself 35. But i will note that in Northern IL i delivered a ton of the checks today, USPS. The most 1 day run yet. So i think that this was the first mas mailing of the paper checks. Been delivering the DD notices for weeks.
  8. tried to resist but went ahead and got the 300. have 5000 with target but its a start
  9. i had the 200 store card and was one of the ones that got bumped to visa in june of 07, 1000 cl. use the card sparingly but do PIF when it does get used. My last statement they upped the limit to 5000. so who knows what they are thinking.
  10. this spring i had applied for the BB MC was approved. Then realized it wasn't eligible for the store interest promos. I then applied and was approved for the store card with a higher limit. Anyhow the MC had a 39(i think) fee. I called when i received the card to cancel the account citing the fee as the reason. They waived the fee for the first year and claim they will review the acct in future year about the fee. So if they give you a fee you can try and call CS as it worked for me.
  11. only problem with the rewards card is isn't eligible for the financing offers. I had the same problem with BB and small limits so i got a CC for $3500.screw BB
  12. wow i had applied for juni tivo card a month ago got the too much with juni already I have one juniper card with a 750 limit. Anyhow i jumped on the bandwagon for emigrant and got the 7-10 day today i get a congrats email. Log into my acct and they gave me $5000. My old high limit was Merrick at 3000. They do wanna give out some money. Yipee
  13. they have always been good for me. usually every 3 months. My limit has gone from 1000 to 3000 since nov of 06. I haven't even used it a ton as i usually use my 2% rebate cards most often. I just got a gift card so i guess i have spent 5000$ on the card total.
  14. I have had hooters for almost a year. They have more than doubled my CL through auto cli's. started at 1000 and now at 3000. opened in nov of 2006. Heck i even got a $50 hooters gift card in the mail the other day from the points it accumulates. Gave the gift card to the father in law for a b-day gift. I don't carry a balance more than 1 month so the rate isn't important and i got no fee
  15. I have a plat i think orchard that has the 2% cash back. The only probelm is you have to make multiple payments per month to maximise the cash back. since it is a low limit 750.
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