Ladyr

I'm sorry I am in the state of Delaware. I will have to research the laws carefully but I did look and they are not licensed in the state.

They are Shoreline Online, LLC and National Group, LLC

There are not licensed in my state to do business

Good day, I need assistance. A couple of months again I got a couple of payday loans online. This was in April or May. Since then the account was sold to National Credit Adjusters. The orginal creditors send me an email stating my account was sold. Now on July 30, 2012 my job received a fax from National Credit Adjusters verfying employment. I was on vacation at the time and my supervisor or someone in the office placed the fax on my desk. It clearly states National Credit Adjusters on the fax cover page as well as the employment verification. Can this be done and what do I do now! I don't want to call them and since this debt is new I don't know if a DV letter will work. Will they try to get a judgement again me even though it was an illegal payday loan. I truly hope someone can advise soon.

No the co-payments were not paid. As for the emergency visits I'm not sure why they were not paid. I will call my insurance company tomorrow and find out what need to be done regarding why it wasn't paid at all. What is EOMB? What were the dates of service?? Were the co-payments made?? Why weren't the ER visits paid?? Get a copy of the EOMBs from your insurance. Check YOUR reports to see if they are also on them.

My son is 19 years old and still on my insurance however, he has four collection on his report. Two are co-payments and two are emergency visits which insurance didn't pay. One of the emergency room visits I don't even know about. How do I go about removing these from his report?

I never receive the results of the dispute. I just received the letter stating that a fraud alert was placed on my report. I'm assuming it was done in order not to deal with my request.

I disputed jack attack and addresses. I see now. Oh well, will be sending off a remove fraud letter today. Do I sent it CMRR like everything else. In the letter do I state that I never requested a fraud alert as I am not a victim of fraud and to remove the fraud alert. Also, in the letter what do I say about them investiaging the tl's I was disputing or do I just send in a new dispute letter separtely? In the orginal letter I did send in a copy of my dl but not proof of address so this time I will send in both. How did you dispute the tl's jack attack method? Not mine etc? However if you dispute Tl's & addresses in one letter, chances are that's probably why you got the fraud alert as well.

Thanks, I didn't dispute a lot of tls. This was my first dispute in about 3 years and it was only 4 tls. There was no reason to put a fraud alert on expect that they did not want to investigate my disputes. It's funny I got this letter right at the 30 day mark.

I disputed 5 things on my credit report early march and today I received a letter from EquifaxI stating that a fraud alert has been added to my report and that the other two cra has been notified. I didn't ask for a alert to be added. What do I do from here? Is this there way of not doing there job and not verificating my disputes.

At the beginning of the month I sent out DV letters collection agency. I have received letters back from Midldand, National Recovery Agency and a local collection agency. Actually the local agency was just for $ 20.00 so I did a PFD figuring that would be the easiest to get off my credit report. Midland has 3 accounts under my name: So far after receiving my dv I have received 5 letters from them: 1. was a copy of the last bill from JCPenny showing the charge off, nothing with proof that midland has the right to collect the money on this bill 2. For the other two accounts they have sent me two letters apiece saying that they have received my dispute and that they need information to back up my dispute (what the heck are they on) National Recovery is really smoking something. After signing the green card they send me a bill saying that I own this amount, nothing answering my dv 3. Local collection agency - Send a PDF to get rid of it quick and I get a reply back that they can't find the account with the information given for me to call them for more information. NOT going to happen. I will be sending a letter backs saying if you can't find account remove from credit report. The end. Now i have to send more money sending out a 2nd DV letter to these people saying get a life. Why oh why do they play with people like this!

bumping because I need to know also how to proceed. I have 2 accounts with these people and I too received the same letter.

No problem, I disputed with EX in the beginning of May and today I received the results of the investagation and it stated that these three was deleted. I doubt it was the orginal creditors so maybe EX didn't get the verification needed and deleted them.

I used the basic not mine don't know what you are talking about not mine. Now the trick may had been that they were all satisfied I don't know if that would have any thing to do with it but I just happy that they are gone.

I don't know what is going on right now, however, in the last 3 months I have been able to remove 3 judgments from my credit report with just disputing online as not mine. Experian removed all three TransUnion removed two Equifax removed two I know in the past judgments were very hard to remove so I'm not sure why I was able to but I just wanted to let someone know in case they would like to try.