l8pymts

They pull your EQ '04 score a on the last Friday of the month. One more question, are the scores real or fako's? Real FICO OMG, it's good to know they're real without having to pay for the score each time. The depressing part now is that judging by the score I just got, I've got lots of work to do on post bk cleanup! Thanks

They pull your EQ '04 score a on the last Friday of the month. One more question, are the scores real or fako's?

They pull your EQ '04 score a on the last Friday of the month. Thx so much for the reply.

members to pull their credit report and score if this service is approved with their accounts? Do they make pulls from EQU once a month or at the convenience of the customer?

BB&T URL http://www.bbt.com/ Form of Verification used by bank Chexsystems and EWS Special Notes BEWARE OF THIS BANK. They are known to approve those that apply online but will close the account at a later time if you have been reported to chexsystems or EWS. ONLY very minor reports are approved and able to maintain accounts. Recommendations If you have been reported to chexsystems at ALL, I do not suggest you apply for an account at this bank. BEWARE OF THIS BANK. They are known to approve those that apply online but will close the account at a later time if you have been reported to chexsystems or EWS. Locations BEWARE OF THIS BANK. They are known to approve those that apply online but will close the account at a later time if you have been reported to chexsystems or EWS. Yes, MCA I would still advise all to beware of the bank.lol But I'm just saying that "I" had good results and it's been about 14 months and it's still an open active account that I use and have had no problems with since opening.

I was in a similar situation having been reported to EWS/CHecksys. I applied online to BB&T for both and was approved. I held my breath for nearly 3 months waiting on a closure letter, but it never came. That was over a year ago. I simply funded the accounts via a transfer from an existing bank and never made any large deposits or wrote checks for large amounts. After 3 months I setup direct deposit thru my employer and let payroll go into that account. If I needed money, I simply used withdrawal slips from the bank or used the atm card, sparingly. Again, I tried to stay under the radar even after I filed BK and was discharged. Two of the banks that had reported me to EWS/Chk sys were also discharged in the BK and I sent the case no showing they were filed. Checksys/Telecheck sent a letter a month later showing the entries had been deleted altogether. Maybe that's why they(BBT) didn't take adverse action when I saw where they'd checked my CR that & had pulled 2 inqquiries about 2 months apart and never closed the account. On more thing, I have NEVER bounced a check or gone into the negative with my chking acct since it was opened. Hope this helps and good luck.

After filing BK7 2011, and being deleted from Chexsys/EWS, i applied online and chk/sav accts. with Suntrust. After looking at my CR I saw 2 pulls from them; one the 24th and another on the 27th. Could this be the two pulls you guys spoke of when they check with EWS and close accounts after initial openings or is there another cr pull they do later than that? As of today the acct is still open and I have made several CASH DEPOSITS TO BOTH ACCTS, trying to prompt some action from them to say if they're closing the accounts due to information from EWS or ChexSys.

After reading several posts here, I guess it safe to say that since I'm on Chexsystems, it's highly possible that I'm on EWS as well. I have filed BK7 and am mailing the court info to Chex. Has anyone been removed from EWS with the same court filing info? Would the reporting bank have to request removal in order to have it removed? I know that's not usual in cases such as this, but just wanted to know if anyone else had any luck? TIA

Does anyone have experience with BBT and account closure? BB&T is well known for opening accounts and closing them later. Which new bank did you apply at? I applied online at BBT.com, we have a local branch but I chickened out on the face-to-face denial if I had been listed with check systems or EWS. Their site says the checks supplies were mailed. My initial EFT funds for deposit will be available tomorrow, but I have gone to the local office and made 2 small deposits($50) since last week.

Does anyone have experience with BBT and account closure?

I had no idea they were so temperamental. I opened an account online Monday, funding it with an eft from my other bank. Both deposits have cleared my bank and are on hold with BBT til 5/11 b4 being released. I came on here and found out they close accounts all willy-nilly and such. I'm in-process of ch7 bk and needed a local bank due to my other chking accts being tied to cc or loc's that're IIB. Now that I've already ordered checks and debit card due to them opening the acct within 30 seconds or so online, I am afraid they wont allow it to stay open. I don't think I'm on any of the EWS or chex systems as they aren't in negative status, but was getting another account just in case they decided to freeze or close due to the bk7 upon notification by my attorney. Any helpful info on chances of keeping the sav/chk acct or just the savings for cashing local checks when necessary? To add to the worry, I am listed on another acct with my grandmother as a POD. Upon calling in to inquire about my newly opened acct, they used my ssn and saw my grannys acct also. I know that acct has NOTHING to do with me, but I'm wondering if maybe they will let it stay open due to her good history and amount of $$$ in her savings acct. IDK, help! TIA

Nope!!! I got one with a $300 CL, it went to $500 in 2 months. If it increases after this, I'll be sure to post, but I doubt it.

I've had mine for about 7 months, tried online before 6 mth mark and got a no pull decline. Tried online after 7 statement cycled and got no pull $300 cli. GL

I was approved for $3,500, which is what I asked for. I have some dental work to be done also (only $2K, but being the CW that I am and wanting to get all I could with that inquiry, lol) I asked for more. They pulled EQ here in AL(fico 665, no negs and 6 inq). Instant approval online, card due to arrive in 10-14 days(they also gave acct no to use in the meantime.) Oddly enough, I have been getting laser hair removal treatments, paying out of pocket for 6 months, but now I can add those expenses if needed to that card as well with the 0% financing deals.

Sooo, basically, there's not much hope for progress with a measley $100 more on the initial CL??? Well damn! lol I'll just ride this one out and see if they do things differently for the 3 month CLI since I never even got that on the previous $200 CL card I closed. Thanks to all for your experience and insight!