jlthacker

Yes, we bought a laptop computer.

My husband applied for a Dell Preferred Account. They approved him for $1500 credit limit. Called back and added my name(wife) as an authorized user, hoping the good trade line would help my credit. Mine not so good. They added me, but didn't put my SS# or anything. Just my name. Will that report on my CBreports, or do I need to call them back and try again? Any help will be greatly appreciated.

I applied for the Crown Jewelers account last night, GOT APPROVED!!!! Maybe, there is life after bad debt afterall! Just hope this will encourage someone else. It's pretty discouraging to continue to be turned down. When you do get accepted, it's a HUGE weight off of ya. Thanks guys, for the insight on the TL.

Just a quick question, I went to apply for the Crown Jewelers card, What if I only have a cell phone. That is my home number. Do you have any ways around that?Thanks!

So, bradk, where did you find the "legal advice on disputing judgements? I also have a judgement against me, and it would be great getting that off my CR. Also, if you don't mind me asking, did you do it online or write them a letter simply disputing? Thanks a lot if you can help.

I have BIG problems. I have recently recieved my reports via applying for a mortgage loan. Regretfully my scores are Equ-539 Xpn-574 TU-582 My husband's are Equ-655 Xpn-649 TU-687 I have already opted out as well as my husband. The finance co. says we can't do anything until creditors are paid. We have app. 15 medical bills, that I know ARE ours, but do you suggest disputing them anyway? There is also a judgement against me, and a couple of charge offs. Should I go after all medical first, most recent to date, judgements,etc? Not sure which one to do first.Also, on one of my husband's reports, they have his bithdate wrong. Could I use this in any way? Sorry for posting this here, but I didn't get any response on the medical forum. I am reading the newbie section, just couldn't find my answer. I was hoping one of the experienced could help.

Just an update, I got the call today!!!They offered me the job, said they were willing to overlook the credit issues,impressed with the qualifications!I guess a persons personal qualifications may outweigh the credit problems. Good luck to anyone in this situation, and remember to be as honest as you can and that may help ya in the long run. Thanks hismom, for the advice.

Just a little on my situation, sounds all too familiar. I also applied for a new job, better pay, better hours, and it also includes managing finances. They asked about prior credit history? I was up front about it though. I explained that I had a BK in 2002, and a couple of charge offs. Consented for the credit check, but after the interview, I faxed them a personal letter, explaining that "although their may be potentially negative items in my CR, that would not effect my ability to do the job." Haven't heard anything back from them yet. They explained it could be around a week before they got the reports and actually made a decision. Does anybody think I may have a shot? My scores are 582,574,539

No, my problem is not only addys. that's just the best place to start, I hear. The best is yet to come, I guess. Thanks!

wow that is great. I just applied, turned down. my chap 13 was discharged in 2002, but have some charge offs maybe that's why. I'll keep trying though.

I have BIG problems, I have received my reports,via apllying for a mortgage loan. regretfully, my scores are ECIS 539 XPN 574 TU 582 My husbands' scores are ECIS 655 XPN 649 TU 687 I have already opted out as well as my husband. The finance co. says we can't do anything until our creditors are paid. We have app. 12 medical bills, that I know are ours, but do you suggest disputing them anyway? Also, can I try to have old addressess deleted online as efficiently as writing to them? There is also more negatives. Would you suggest going after all the medical ones first, most recent to date, judgements, etc? I'm not sure which one to do first.

Listen, I'm a new member here, so PLEASE bear with me. I have already opted out with mine and my husbands names, I'm trying to get some old addresses deleted. Can I do this online just as effectively, or do I need to handwrite them a letter?

hey to the newbies. Are your eyes watering like mine? Does anyone know,if I send letters to the CRA's disputing ALL my old addresses, do we handwrite or does it really matter, and what are the addresses we send them to. That will be the first mission I have. I'll get back to ya when that is accomplished. Thanks if anyone hears me!

hey, I'm new here. Your site has a lot of interesting sites, just not sure if I'm in the right place. I am trying to fix mine and my husbands credit report. Most all are medical bills. sorry for seeming sooo computer illiterate. Can anyone out there here me?

hey listen, Im a new member, just joined yesterday. This site has a lot of interesting posts, just figured out how to post a message. I have some questions about fixing mine and my husbands credit report. Mostly medical bills. Do I just type in the message here?Sorry to seem so computer illiterate.