This is a Repo that my son has on his CR. The Repo happened 7-8 yrs ago, But now Synergetic has it now. I was just curious if I should send a basic DV letter to them?
Your Name
Date
Re: Account # 123456787
Dear CA,
I dispute your claims in their entirety and request validation pursuant to the FDCPA.
Sincerely,
Joe Consumer
This is what I use with NCO, They will run big time .
How can they ratejack when I never been late on a payment.
Paid on time!
They say they are going to raise my interest by 2 points, cause balances to credit limit too high.
Too much owed on rev. accounts!
Too many consumer finance accounts! WTF!