ImGonnaGet'em

I received my Walmart card in Dec 2006 with an initial limit of $600. Used it mostly every month for small purchases - did not PIF but made double the minimum payment each month and continued to use. I have never requested a CLI, just let them do it on their own and as of April 2008 my CLI is now $2000. I also have a Lowes (another GEMB) and have requested CLIs online and they will only give $100 every 4 months period. This was interesting to me because I used and paid the Lowes card as I did the Walmart card and the CLIs seem to be better if you just let them issue them. Just a thought ~

What CU is this?

Last year Best Buy wouldnt approve me for squat. This month I was approved for the MC. After researching further on the boards I now realize it is the store card that offers all of the financing deals. Should I apply for the store card as well? Does HSBC handle both and does anyone have both? What to do, what to do.

Was the CLI a hard...really?

I applied aoout 9 months ago but was denied. Last night I tried again online (looking for a Wii) and was approved instantly. There was no email regarding the approval nor did their website state the limit or anything else. Just wondering if I can in touch to find out the particulars or do I just have to wait the 7 days for the snail mail. Its killing me....really it IS!!!

What were your scores/baddies at the time of approval?

Waiting, waiting, waiting. CL $250!! Yonkers, guess its better than nothing considering they pulled my worst CR.

Im on the phone now

Oh my!! I cannot take responsibility for anyone falling off of the Kona restraint program Congrat to you!!!

oops, sorry about that! They pulled EX only. I also recently received Eddie Bauer-wanted a new pair of Born shoes. The combination of the inq for both of those cards plus the EB reporting as a new account didnt change my EQ score watch score

Im noticing more and more in my town that merchants are charging fees for using a credit card, setting minimums, printing my account number on the receipts(both customer and merchant copies), and I have just about had it with the .45 fee charged by all of the gas stations that accept debit cards using POS with no option for credit. When you use your VISA or MC logo check card, which can be run as a charge, does the merchant have the right to charge a fee? Im mainly pissed at ARCO - AM/PM. All of their stations do this.

The alerts are in from EX and EQ - NO score change! At least I didnt take a hit for it.

Havent been able to call yet. If I can get 2 seconds to myself at work tomorrow maybe I can find out. This is KILLING ME!

I havent been able to call because their customer service hours are EST and Im in Cali at work all the time. Waiting is killing me!!!

I applied online after filling up my shopping cart and received the message that they were unable to process my request - this was on Sunday. Today I see that there was a hard pull on EX. For those of you who have applied or have the card - what do make of this? Did you receive a notice via email at all?