bacj

I am on MCK and I can't access the daily credit report. I just can't find it. The help on there just keep refering me to look at my home page. I have clicked on my single bureau daily credit monitoring. that takes me to a page for the triple report and my alert. Where do I go?

I did not think that they would be taken off. I really hate fighting this stuff. They are just mean!

I sent out the letter for disputing it as not mine. I finally got an address, but I had to call. I could only get a number to call. When they asked to call me back, I told them to contact me only by mail. I just sent the dispute letter for the march 99 one out and another one. I have to send a letter to the credit bureaus now. A question, while under dispute, will the accounts be removed from my report. I know they will be listed as disputed, but I understand that they will be still listed, right?

One of these accounts is from March of 1999. Reported to Equifax and it has no name associated with it, or an account history. I know that it came up when I applied for a mortgage, but does it really affect my credit score?

A couple of bills were sent to collection years ago. I don't have any addresses for the collectors and I don't even remember where the account originated from. It there anyway to find out who I can pay to pay them off. I don't even know why they were not paid. I was not aware that they existed until a credit search.

Why not just use myFICO Score Watcher in stead of MDK?

I have been reading and reading. I am getting the acronyms and what is what. My problem is where to start to fix problems. I don't understand the credit reports and what really makes them go up and down, other than not paying bills makes them go down. It there someplace that I can look to read an outline of credit reports and what they mean or something like this. My searches are turning up nothing.

I could not find it on search, that is why I asked here.

I want to get a mortgage in 6 months or maybe 9. I just want to keep checking my scores and update things as necessary to keep my score up. I also want to look at dh score and see what we can fix on his. I am new to this, so I was searching around and someone suggested it to me.

Ok, what about the myFICO credit kits in general. Someone must have an opinion about what they do, don't do, has used them etc.

Has anyone ever used the Suze Orman myFICO kit to get credit scores and improve credit. Just as a place to start or just for help. Fico kit