I have a question for DiggingOut,I have set up a debt management plan with my local cccs and have made my firsy payment.I was past due on a few of the credit cards and they charged me lots of fees.I am getting collection calls from a few and they are getting nasty.They insist that even though I am in the debt management plan I still owe them directly for late fees ect...,they tell me to pay$200-$300 now to stop the calls.I referred them to the cccs but they continue to call.Also they lie and say they see no proposal from the cccs agency on file,I tell them the proposal was accepted and I already made a payment.We go round and round and they keep calling.Will this stop?Do I really need to make these payments?The cccs agency says to refer to them and not to pay outside the plan.Did this happen to you in the beginning then stop?