FishyFishy

Update: First Round with CRA of Disputes. Transunion - 5 Atlas Collections, 2 IMC Credit Services, 2 Landmark Accounts, 2 Med Shield Collection. - Results - 1 Atlas Collection Verified No Change, 1 - MED Shield Collection - New Info , all other accounts (9) deleted. Equifax - same collection accounts listed above, 2 IMC Credit Services deleted, all other they said was verified and provided the Collection company name, address, phone number. Experian - Have not recieved any word on the disputes. So whats the next step?

My brother just got approved thru Santander also for a $17,000 car loan at 19.89% and the dealer gave him a paper that showed his credit score which was listed as 408. I was shocked.

Hello, Just joined and have a few questions on Medical Collections, I'm working on my wife's credit report as we are wanting to purchase a house togethor. After reviewing her credit report we found 16 medical collection accounts listed between two different collections companys; Atlas Collections and IMC Credit Services. The collection accounts are from 2007,2008,2009. My question is if we dispute these and they come back verified with the CRA is it going to do more damage to her credit score than if I just leave them alone since they are all 4 to 6 years old or will it not matter either way? Thanks