Hello All. This is my first post. Thanks for taking the time out to read. I have fully committed to beefing up my credit score and keeping it that way in the next twelve months. I have obtained my three credit reports and have made a list of all the derogatory info. I have also had success doing a pay for delete with RJM acquisitions. I'm wondering if any of you credit wizards would have any advice on what method of attack is best suited for a particular CA, based upon your experience. Any advice would be helpful!