Hello everyone,
I am currently trying to get approved for a mortgage, The house is $83K but I only need the loan for $65K, my three credit scores are 631, 580, 555. I do have several blemishes on my credit report including a couple of judgements, but no bankruptcy. I am also self employed and have shown around $30K a year gross income for the last 3 years. Is there aby way of possibly getting approved for an FHA or other form of mortgage loan. Also I do have a cosigner that makes about $55K a year with $1500 monthly debt. Thank you for any help you may give.
