MzKyia79

Ill try cap1 again in november. They did give me two CC, so i guess they are BK friendly. If they deny me again then ill just go through the dealer and refinance with my CU later down the road.

I decided to wait a little while. Im trying to clean up my credit reports a little in the mean time. I have about 5 accounts that arent reporting correctly, and quite a few credit inquiries due to fall off the end of october. Im going to try for another loan in the middle of November. Hopefully then my score will be a little higher and Ill get a better interest rate.

Usually when your credit is substantially blemished, it's my opinion that a dealership would be more successful on your behalf, than you would just using your own resources. A recently discharged bankruptcy is usually a good candidate for an automobile loan. Thanks Marv, I was trying to secure my own financing before going to a dealer to avoid excessive credit inquiries. Is there any way to go through a delaer and still avoid having multiple credit inquiries?

tiatl What was your credit score? I did apply for capital one, I guess I should have included that in my initial post. I was denied. I did just receive two capital one credit cards in the past 30 days so Im not sure why.... Capital one is the only place I applied .

I am 30 days post chapter7 BK discharge.Are there any finance companies that will approve me for an auto loan? I know my interest rate will be high, but right now I just need a car.

Thanks sooo much

Can someone please tell me if NFCU uses early warning services? I have something listed in EWS not sure what it is, waiting for my report to come. Wanted to know if NFCU uses EWS because I finally have a spnsor and I am looking forward to opening an account with them.

Was it a wire transfer or ACH deposit? I too didnt think you could wire money to a prepaid card. Which card are you using f you dont mind me asking?

Does anyone know which reporting service NFCU uses? Chexsystems or Early Warning Servies? I recently tried to open an account at a local bank here. Fulton Bank, I was denied because of what they said they found in chexsystems. When I got a copy of my chexsystems consumer report there wasnt anything on it. Any I dea why they would have denied me? I do have a BK13 on my CR since 2007. Could that be the reason?

Are Capital ones credit tiers based solely on credit score? If so does anyone know the score range for each tier? TY

Thanks!

Are there any lenders that are BK friendly. Im looking fr a car loan shortly after BK7 Discharge. Thanks