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KGWVU

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  1. The lien will most likely show up, but will show as paid. State tax liens can be incredibly difficult to get removed.
  2. IF you used the free annual they have up to 45 days What is you use the backdoor to dispute online? 30 days?
  3. I received that message. I called the recon and was approved for $1,200.00. I just had my 6th statement cut, so I called in for a CLI. Asked for an increase to $5,000.00 and approved. I'm happy with that for Discover. I coulda/shoulda asked for more, but all-in-all, I am happy.
  4. No, just keep pulling. Thanks, any idea why my hard pulls could have declined for a day and then back to the original number the next? If reinsertion is happening, am I wasting my time doing daily pulls? Thanks again.
  5. I was getting bumpage yesterday. I went from 16 inquiries on TU to 13 as of my last pull yesterday. Today, TU is showing 16 again with no new hards. Does this mean C* occurred?
  6. It works very well. I downloaded it and tested it earlier this afternoon. I wish there was an option to automatically record all calls automatically - maybe that will come in an update later down the road. For now, I'm happy.
  7. KGWVU

    MPM

    I believe I am going to cancel my MPM service when my monthly billing comes up next month. MPM has some serious technical issues they need to work out before I am willing to pay for their service.
  8. ^^This. My thoughts exactly.
  9. +1
  10. Many of these services offer a free trial. Try them out and see what you like.
  11. KGWVU

    MPM

    I called and spoke to a rep who advised that they are expecting the service to be back up and running this evening.
  12. Forgive me if I'm asking a dumb question, but why pull from so many different places? What DiamondDan said above, B*. The more daily pullers you have, the quicker you achieve B*. I went on an app spree earlier this year and have between 8 - 10 hard pulls on each bureau.
  13. If wanting to bump TU, you want to use smartcredit.com. According to Bob Wang, that is the go-to for TU B*. I currently pull the following daily: myfico.com smartcredit.com transuniontotal.com myprivacymatters.com creditkarma.com
  14. I have had a few mini-app sprees. My approvals/CLI's are as follows: Approvals: Discover More (Since PC'd to Discover IT) - $1,200 Chase Slate - $1,000 Citi Simplicity - $7,000 Citi Thank You - $9,500 CLI's: Chase Amazon Rewards Card - $400 -> $750 Cap1 Rewards - $750 -> $1000 Cap1 Rewards - $500 -> $1000 Sams Club Credit (GECRB) $600 -> $4,600 Walmart Credit (GECRB) $800 -> $3,600 Amazon Store Card - $1,400 -> $3,400 TU - 707 EX - 725 EQ - 710 Gardening time!
  15. I called last week to switch. As others have said, you keep the same perks with some added perks thrown in (1% cash back, late pay forgiveness, later cutoff for same day payments). I actually like the IT design more than the More.
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