energizedmortal

I have made vital mistakes in life and deserve everything I get. I owe 150k in student loans and am being garnished 25 percent. Long story short, some family members died or lost their jobs and I expected to come out of school and at least make 50k a year to pay 1200 a month for 15 years. I make barely landed 28k doing information technology and soon will have to work for 10 an hour at walmart and starbucks. These are some of my options: 1. let them garnish 25 percent of my wages for the rest of my life 2. work two dead end jobs get in good standing and give them 50 percent of my wages for 20 years 3. join the military and send every dollar to sallie mae for 20 years all options are a life sentence with no family, no social life, no savings, no retirement, no vacation. Which would you choose? Thanks in advance for taking time to respond.

I have a special situation. I owe 150k in student loans. Long story short, I did not land the job I wanted, some family members either died or lost their jobs. Can joining the military do anything for me? I made mistakes in this life and deserve everything I get. I will move to Afghanistan before I work two dead end 8 an hour jobs in society. Push come to shove I do not mind working for the military in Afghanistan the rest of my life. No social life, no family, no personal time, just risk my life and send all my military income to sallie mae. Any comments or suggestions?

Details: 150k in federal and private student loan debt in new york state. I planned to make 50 k doing information technology and was setup to pay $1200 every month for 15 years. I ended up with two dead end $8 an hour jobs. Brother died when I graduated and parents lost their jobs, I moved in with them to help pay bills and ended up defaulting and am now being garnished 25 percent of my wages. Soon they will seize my bank account I will be homeless and starve to death. What does this economy offer my generation? 10 dollars an hour at walmart and starbucks. No more social life, I can't afford to raise a family, no more time to myself because I'll be working two dead end jobs for the rest of my life. I have two options, let sallie mae drown me, or I can drown myself. Yes I have made vital mistakes in life and I deserve everything I get. Here's the deal: 1. let them garnish 25 percent of my wages forever or 2. try to be on good terms and give 50 percent of my wages for 20 years- living in a shelter eating peanut butter sandwiches Both are life sentences. Any thoughts, comments, suggestions?

Should I live to work like a robot? "go to school, you'll get a great job and be able to pay back all your debt and live the american dream" I know there is no magic answer but here goes...(skip to last two paragraphs for question) I planned to use my degree to do IT and hopefully make 50k a year. I was setup to pay $1200 a month for 15 years. I barely landed 30k doing IT. My brother died after I graduated, had to cough up 10k for a wake and burial. Then both of my parents lost their jobs in 2008 so I moved in with them and have been paying the bills since. I tried to work with sallie mae and have paid one of the accounts of $200 on time since I graduated but I still defaulted because I could not pay all accounts for the minimum $900 which are now garnishing 25 percent of my income. I called the collections company and the deal is "pay hundreds in fines on top of the garnishment for 12 months and then we can lift the garnishment but then when you still can't afford the minimum $900 you'll be back at square one". So do I work two dead end jobs the rest of my life like a robot just to pay bills, and have no family or social life? What if I do land 2 jobs but still drown anyway because of the current austerity- how will I pay rent, student loans and try to raise a family? What is the economy offering my generation? 10 an hour at walmart and starbucks I still won't make it- they're going to seize my bank account and I'll be homeless and starving to death. I'm not far from that now. Am I better off dead than to live a lifestyle like this- seriously ? I know I made vital mistakes and deserve everything I get but I wonder if killing myself would even the score because corporations can then write my name off and get bailed out. Then my spot in life can go to a more deserving form of life that can be a lot more productive. What would you do if you were me? Thanks in advance for taking your time to respond.