Hey all!
First off, I must thank you guys for the valuable information.
My story is, I had a total of 4 bank accounts go bad. BECU (kicking myself in the flowers for that, they were great, paid them off but they won't open a new account), BOA (promotional thing, never even used the card but some monthly fee overdrew me), WF (same as BOA) and USBANK (same thing again)
I was kind of a sucker for signing up those back accounts, not using them or funding them and then being hit with OD fees for the monthly Geronimo they charge..
I went down to Chase and got an Access account almost two weeks ago. I read about the EWS thing, and called them. I have 1 record, so I'm expecting chase to shut me down anyday (going to clean the account out tommorow)
I read about CitiBank, and did the app online. I guess I was approved because it asked me to fund the account. Will they close this account like Chase?
I just need a stable bank for 6 months, because I need 6 months bank statments in order to file a Ch7 BK.
I used MCA's website, but most banks are far, or they turned me down