jbreezy

It was an option when I applied online. I didn't think I would get accepted for this by myself as my credit I do plan on paying the balance each month. I run a business online so all purchases I make are business related. I wish I would have been doing this years ago so I could rack up flyer miles.

Hello all.. first I want to thank everyone on this board for their help...I have increased my credit to the mid to high 600's from around 490 in three years. I will fully document all that in a success stories thread after I accomplish a few more goals. Anyways.. I have been approved for a 15K AMEX card from PenFed. But it is with a co-signer. I run a business and I plan on using it for that purpose and paying off the balance each month. My question is as follows: How does the co-signer affect how the bureaus report? Will it lesson the impact? Also how will opening up 15K of available credit impact my score?

I went ahead and sent out a couple emails... One to Tom Boland...I believe he is/was the head of the Wells Fargo Education dept. the other I sent to their main email address. I sent a pretty basic goodwill letter. I'm hoping that this gets the job done. I'm going to try and call tomorrow and see if anything happens.

Back before I had any idea about how credit worked I took out two student loans with Wells Fargo Education. Unfortunately, I let things get out of hand and let both loans get the dreaded 120 days past due. I settled and paid my debt but these are still haunting my Credit Reports. Does anyone have any insight on how to deal with Wells Fargo Education? Contacts? Emails? I've tried to call and basically get immediately shut down. I've tried disputing several times and they always verify. I'm willing to try anything to get this off my report.

Hey guys just got my first results back from Experian and they have deleted two items that were in collections. One was from the Credit Protection Association and the other was from Credit Company of America. Both were under 500 dollars. I just did a simple online dispute and hopefully the other two CA's will grant me the same results. Now for the issues.... I just paid off a Wells Fargo student loan that was 180 days past due. I attempted to get a pay for delete but they played hardball and I just paid them off. Does anyone have any success dealing with Wells Fargo. Also I got evicted back in 05 and paid it off promptly. But it's on my report as a civil judgement. Does anyone have any success getting civil matters deleted from their report?