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That's great to know!! thank you.

Hello, I got out of credit card debt using the Snowball Method, which was presented to me via this site! I want to know if there's one similar for mortgages? Can I use the same method? Thank you!

Thanks for the reply. I did check Discover and now that you mentioned it, I will check with Amex. We do not want to take a HELOC against our own properties.

Hello, we need to renovate my mom-in-laws home but she's unable to get a HELOC because there is no insurance on the property (the cost for insurance is outrageous)! We are looking into a Personal Loan, any suggestions on who has the better rates and terms? Or any other suggestion on what type of loan? The loan will be under our names since she's elderly and no income. All suggestions greatly appreciated. Thank you.

Hello, My Goddaughter wants to purchase a new vehicle. She is 19 has good credit, so far, but fairly new. Are the rates higher for young drivers? What financial institution do you suggest? This board suggested the United Senate Federal Credit Union for my car and it worked out great! Please advise. Thank you, as usual.

Thank you, I will do the same. Move my money around. I have a cd maturing now in early January will transfer it to another cd and open a high yield account elsewhere. I’ve had my money earning nothing in the banks for years!!

Hello, I have received a notice from American Express in regards to their Savings accounts paying 5% interest, also my friend has opened an account with Wealthfront also paying 5%. Any feedback on these? Thank you.

I just spoke to Mercedes, rate is 6.74%, no incentives for being a loyal customer. The credit union that hegemony mentioned rate for 4yrs is 4.24%. I will go that route. Thanks for all the info.

Thanks for the info, I haven't spoken to Mercedes financial yet. I have to find out their rates. By what the salesman told us their rates are higher.

Thank you, just checked, I will call them tomorrow with some questions.

I believe Retail, My husband had checked.

Thank you.

LTV = $27,000 to borrow Value is $32,000

Hello, I will be keeping my lease, and I will need a lender. I have been leasing for the last few years, this is our 4th Mercedes leased. I have checked the prices of the vehicle and it makes sense. I have received emails from Capital One which I use a lot and pay in full monthly, my credit score is 850. I do not have a CU, but I can become a member if need be. All you input is greatly appreciated.

Hello, Citi closed my account due to it being inactive. Does this lower my credit score? I have never had this happen. Thanks.