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FPapiSalOC

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    Dallas TX
  1. go to www.usps.com and use the track and confirm.
  2. Yep they sure are a PITA. Good thing they are only on with Experian. I will dispute again in September after it hits the 6 year mark.
  3. I was able to shake Arrow off of my reports. I was unable to get 1st Premier off of Experian. It is set to come off September 09 and I don't want to waitr that long.
  4. I have also disputed three times. It was deleted from CSC but verified on EXP. I have sent three letters to 1 st Premoer and all they repy with is a form letter stating that since they are an OC the do not have to abide by the FDCPA. I have never asked them anything about that only about the FCRA. I have filed a complaint with BBB. My next move is to send copies of all letters to my locaal stat AG, the SD AG and the FTC. How old is your debt. Mine is due to fall off September 2009. I think I am going to dispute online with EXP as never late. I am trying anything to get them off. I wonder why if was removed from Equifax but not from Experian. Good Luck to you.
  5. Do they hard pull?
  6. congrats. i also got the gold but I think mine is the no preset limit. I need to check that again.
  7. I just called this morning to cancel. TU 1-800-493-2392 between the hours of 8:00 AM - 8:00 PM easterm
  8. When I get that email alert , I went ahead and cancelled the service.
  9. I would not include my SSn to a company that is not one of the CRAs.
  10. How is that working if scorewatch no longer has any alerts?
  11. Congrats,. Did they pull a Hard.
  12. I am not trying to sue them. I just don't want them to call me anywhere. They can write to me as many times as they want. As far as I am concerned it is ok if they think I live there. I still pick up all my mail there. All I am asking for is proper validation and no phone calls. I rather not pay but if I must I would be willing to do a PFD. The validation I received lists some fees and a total. I just don't understand how they came up with the amount. I would more of a breakdown like acclerated rent.
  13. I just checked the caller id on the phone. The call came in July 9th. I sent the letter on June 30th. The return address I included is for my parent's home. I did not want to give them my current address. They have the same address because I was sent a copy of the renatl agreement I signed even though there is no date because the bottom right part is missing right after my signature.
  14. I sent them an unknown debt letter. I live in Texas where state law states we can DV a DC at anytime. They received my letter on the 2nd. Since I don't live where the message was left I do not know when they left the voice mail message. This is a DC that has not ever tried to contact me. I am sure they called me after they got my DV letter.
  15. I sent a debt collector a DV and asked them to only contact me through mail. They called and left a voice mail message on my parents home answering machine. I don't live there anymore. I am going to write them another letter informing them of their violation and again to only contact me through mail.
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