scorebuilder

Thanks, that's what I thought. The mother wrote the dentist to request the bill, but the daughter did not to my knowledge authorize it. Yes, adult daughter. and mother is not POA.

Thanks, that's what I thought. The mother wrote the dentist to request the bill, but the daughter did not to my knowledge authorize it.

Please advise if this CA provided proper validation: Mother accompanies adult daughter (uninsured) to dentist for dental work. Mother tells dentist that she will help with some of the daughter's dental expense. (verbal arrangement only, nothing signed by mother) Mother made several payments, and then alerted dentist that due to conditions that her daughter failed to abide by, she will no longer be providing any more help with dental bill and to contact daughter directly. Dentist immediately sends mother to CA for unpaid amount, and CA sends demand letter for payment. Mother sends Validation letter to CA claiming that it isn't her bill, as she was never a patient of the dentist. CA follows up with daughter's statement/invoice for dental services, and copy of a separate letter that mother wrote to dentist that she will no longer be helping her daughter, and to follow up with daughter for collection of unpaid balance. Mother follows up with 2nd letter stating that what was sent is not proper validation, and to cease collection efforts. CA provides her with daughter's statement once again, and a notice that: "we will honor your request to cease communication, but please be aware that CA reports monthly to all CRAs, and she has the right to inspect her credit files..." Is this a violation? Is this proper validation? Where does Hipaa come into play here? Thanks

Please advise if this CA provided proper validation: Mother accompanies adult daughter (uninsured) to dentist for dental work. Mother tells dentist that she will help with some of the daughter's dental expense. (verbal arrangement only, nothing signed by mother) Mother made several payments, and then alerted dentist that due to conditions that her daughter failed to abide by, she will no longer be providing any more help with dental bill and to contact daughter directly. Dentist immediately sends mother to CA for unpaid amount, and CA sends demand letter for payment. Mother sends Validation letter to CA claiming that it isn't her bill, as she was never a patient of the dentist. CA follows up with daughter's statement/invoice for dental services, and copy of a separate letter that mother wrote to dentist that she will no longer be helping her daughter, and to follow up with daughter for collection of unpaid balance. Mother follows up with 2nd letter stating that what was sent is not proper validation, and to cease collection efforts. CA provides her with daughter's statement once again, and a notice that: "we will honor your request to cease communication, but please be aware that CA reports monthly to all CRAs, and she has the right to inspect her credit files..." Is this a violation? Is this proper validation? Thanks

That makes an unfair presumption that low score=unable to handle finances. Not always the case. That's why many employers request a letter of explanation for derogatory items to go into the HR file while still hiring the applicant. This is precisely what happened to me years ago.

The freedom to make use of public information should be illegal? Say someone tracked you down to let you know that the government is holding money of yours in an old account that you forgot about. Those tracing their roots or searching for biological parents take advantage of skip tracing. Its a freedom we all deserve.

Absolutely. That's why I posted this...was looking for good answers and feedback. The more people this helps, the better

yeah its special. Got $5200 CL, but maxed it out by financing my girl's boob job.

They are correct. They have 45 days because you acquired a free report.

If she was truly a good tipper, she wouldn't take issue with having only 18% added to her check.

Check dept of motor vehicle records, county records, register of deeds. Find out who owns his old house, and check the title, or ask the new owner. Maybe he abandoned the property. Each state has listings of all people that have had property or money held in escrow.

Agreed, but I think the point being made is why one method is more advantageous than another.

Well, in a will isn't there a designated POA? This person has the power for many financially related concerns and I would think language in a will would spell out who has the power to sign.

Good question. I guess if you can verify that he's dead you can check county records to find out beneficiaries?... but what do I know, I'm just a troll.

Oh I'm wrong again? I'm wrong, wrong, wrong. LOL... yeah, you're done alright...4 things you accuse me of stating on this thread ...NONE of which you can back up and show that I actually posted here or I'm wrong about. Go get a drink and enjoy your weekend.