FireStar

Oops, got it! Sorry for being confused--that makes total sense. Just one more clarification, so I don't do it wrong: The $542 is reporting as unpaid on EQ, but is actually paid (& I still have receipt.) It had been reporting correctly on TU before they deleted. Do I use the procedure for "unpaid" or "paid"? Thank so much for your assistance to me and everybody, Whychat!

Hi Whychat and everybody, here’s an update on my HIPAA process: 1. New collection that wasn’t yet reporting on CR. Sent HIPAA Form Letter to Original Health Care Provider with Insert A and cashier's check. OC accepted check and agreed not to report. Collection never appeared on CR. (Many thanks to Whychat!) 2. Three old collections from 2006-07. Opted out, deleted old addresses, sent pre-HIPAA letter to all 3 CRAs. TU: deleted all three EX: $113 unpaid, CA #1 – verified EQ: $113 unpaid, CA #1 – verified $109 paid, CA #2 – verified $542 reporting unpaid*, CA #2 – verified (*I actually paid to CA [before I knew better] and have the receipt.) Are the next steps right? For the $113: send HIPAA Letter with Insert A plus cashier’s check with restrictive endorsement to the OC? For the $109: send “Letter to Collection Agency on Medical Account Reporting as Paid” plus follow-up Dispute Letter to CRA? For the $542: ??? I sent the pre-HIPAA letter and got the deletions from TU and verifications from EX and EQ in Oct-Nov 2010; more illness intervened and I'm only just now getting back to it. Is that ok, or do I need to start over with the pre-HIPAA letter? Many grateful thanks to the experts here!

Thank you so much, WhyChat! Yes, I have received a letter from a CA about the new med collection, and no it isn't the same OC as the old collections. So I am going to send the letter with insert a and payment now to the OC. Thank you for your advice and knowledge!

Hi everybody, this is my first post on CB! I've been studying and learning about WhyChat's HIPAA process, and I really appreciate the supportive and informative atmosphere on this forum. I am working on one new and three older med collections. I have opted out and am in the process of deleting old addresses. I have a quick question about the newest one. The account, from Med Center A (not a hospital), went to collections in April 2010 and has not yet shown up on any of my CRs. It is for $164, I have the funds to PIF, and it is tied to my current address. Since it is not yet reporting, I was wondering if I should go ahead and send the HIPAA Form Letter to Original Health Care provider with Insert A and cashier's check? Or is that doing things backwards? I'd appreciate advice from the experts!