Your Age? 35
Your Equifax Credit Score? 629
Your Experian Credit Score? 582
Your TransUnion Credit Score? 562
How many years have you been on file with Equifax? 10
How many years have you been on file with Experian? 10
How many years have you been on file with TransUnion? 10
YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY
Do you have an open auto loan? yes
Will this open auto loan be a trade-in? no - refi
How many late pays within the last 12 months on the currently open loan?none
How many late pays within the last 13-24 months on the currently open loan? none
Your current open auto loan is financed with? Americredit
Your current open auto loan payment is? 400
Estimated amount you may be upside down in this vehicle? 2000.00
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 10
YOUR REVOLVING CREDIT HISTORY
Total number of revolving account(s) you have? 2
Total percentage utilized overall? 50
How many of your revolving accounts are store cards? 0
How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 2
How many of your revolving accounts are known subprime credit cards? 2
1 HSBC 500 (2 YRS)
1 USBANK 400 (3 mo old)
YOUR PERSONAL INFORMATION
How long at your current residence? 2mo
Do you Rent or have a Mortgage, or Live w/Relative or Other? OWN
Your Monthly Rent or Mortgage payment? $1697
How long have you held your current job? 1 year but constantly employed for 3
Your total provable monthly gross income is? $5600
Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) paystub (all salary) $4600 pay stub and balance from tax returns.
Is there additional monthly income? What amount monthly? N/A
Describe the source.
Is the additional monthly income provable?
Spousal income is not applicable.
YOUR DOWNPAYMENT
Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) refi only
Does any credit repository contain any Public Record? yes
Does any credit repository contain any Collection Account(s)? YES
If yes, please very briefly describe.
TU
1 medical paid
1 medical unpaid (600) in dv process now
1 other paid
EXP
1 medical paid
1 other paid
Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) from my perspective..........8
Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 9
Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 8 - no lates on cc
New or Used vehicle you are considering: Please very briefly describe. $14,000........2006 Hyundai Sonata xls
