whatshouldIdo

Thank you--paid the balance and received letter from the CA stating they had not reported it to any CRA and would not report it to any CRA.

Am getting ready to send the letter and a money order (payable to both the CA and the hospital/OC). After re-reading through the patient charges provided by the hospital to the collection agency, I notice that the hospital provided the collection agency with the type of treatment my son received. Is the collection agency actually entitled to this information?

We paid by check in 2005 ($26,000) for my DH's Toyota truck. There is no need for the dealer to run a credit check when you are paying with cash/check. You don't even need to supply them with your SSN. However, the dealer would not mail us the title to the truck until the check had cleared--took about 10 days. We never had a problem and it was one of the fastest auto tranactions we've done. The dealer is being STUPID!

We received from the CA today all the documents we requested--a copy of the HIPAA privacy practices signed, the document showing where it had been assigned to the local CA to collect payment, and the consent to treat signed by us which states that interest is payable. on balances over 30 days. When we pulled our credit report last week, nothing was shown as going to collections. Do we just go ahead and pay the CA the small $20+ amount and be done with it?

My husband recently received a letter from a CA regarding some past due charges on a hospital bill. To the best of my knowledge, here's what happened. Our son had some services that were appealed by the hospital clinic to our insurance company and denied--this was back in early 2008 (as I recall off the top of my head) and it took a while to hear back from our insurance company. We had two bills to pay. Some interest charges were tacked onto the first bill I'm sure while we were awaiting to hear the results of the appeal. On the first bill, we paid just the charges for the actual services according to our EOB, not any interest charges. We then went onto pay the charges on the second bill--again for services according to our EOB. What we think happened is that when we paid the second bill, the hospital applied a portion of our payment toward the interest charges that had occurred on the first bill, thereby leaving a balance on the second bill, which is why we think we received the notice from the collection agency. My questions are--the notice is for a little over $20. Do we go ahead and pay this small amount and be done with it?? Is it already on my husband's credit report?? How will it affect my husband's credit report, if at all? Thanks for your help.