I have been accepted to Pharmacy school but have chosen to defer my admission until August 2010 and take a gap year. Right now I'm in Montreal learning French on my own and during the Spring semester I would like to go to a School in France and continue to learn French. Are there any companies that would give me a $5000 private school loan that I would not have to start making any payments until after I'm done with Pharmacy school if my parents acted as cosigners?